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 First Federal Savings and Loan Association of Lorain
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First Federal Savings and Loan Association of Lorain
| RSSD ID 144678 | CERTIFICATE 29838 | ABA NUMBER 241271342 |
| 3721 Oberlin Ave |
Quarter Ended : |
2026-06-30 |
| Lorain, Ohio, 44053 |
Updated : |
2026-08-10 |
| www.fflorain.bank |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 573,808 |
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Total Interest Income | 11,842 |
| Total Liabilities | 520,491 |
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Total NonInterest Income | 998 |
| Total Bank Equity Capital | 53,317 |
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Total Interest Expense | 5,800 |
| Total Deposits | 499,761 |
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Total NonInterest Expense | 6,760 |
| Net Loans & Leases | 469,071 |
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Net Income | 218 |
| Loan Loss Allowance | 1,977 |
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Net Charge Offs | (124) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 61,880 |
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Total loans | 463,107 |
| Total assets for the leverage ratio | 577,879 |
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Loans secured by real estate: | 463,653 |
| Tier 1 Leverage Ratio | 10.36 |
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Commercial and industrial loans | 68 |
| Tier 1 Capital Ratio | 19.68 |
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Loans to individuals - Credit Cards | 404 |
| Total Capital Ratio | 20.34 |
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Loans to individuals - Other | 29 |
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:· First Federal Savings and Loan Association of Lorain
