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 First Federal Savings and Loan Association of Lorain
First Federal Savings and Loan Association of Lorain
| RSSD ID 144678 | CERTIFICATE 29838 | ABA NUMBER 241271342 |
| 3721 Oberlin Ave |
Quarter Ended : |
2025-06-30 |
| Lorain, Ohio, 44053 |
Updated : |
2025-07-28 |
| www.fflorain.bank |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
74 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 532,208 |
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Total Interest Income | 9,691 |
| Total Liabilities | 480,879 |
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Total NonInterest Income | 1,119 |
| Total Bank Equity Capital | 51,329 |
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Total Interest Expense | 5,292 |
| Total Deposits | 457,118 |
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Total NonInterest Expense | 6,266 |
| Net Loans & Leases | 387,265 |
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Net Income | (480) |
| Loan Loss Allowance | 1,659 |
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Net Charge Offs | (94) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 61,224 |
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Total loans | 374,156 |
| Total assets for the leverage ratio | 527,338 |
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Loans secured by real estate: | 379,707 |
| Tier 1 Leverage Ratio | 11.29 |
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Commercial and industrial loans | 73 |
| Tier 1 Capital Ratio | 22.38 |
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Loans to individuals - Credit Cards | 433 |
| Total Capital Ratio | 23.02 |
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Loans to individuals - Other | 50 |
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:· First Federal Savings and Loan Association of Lorain
