|
 |
|
|
 First Federal Savings and Loan Association of Lorain
First Federal Savings and Loan Association of Lorain
| RSSD ID 144678 | CERTIFICATE 29838 | ABA NUMBER 241271342 |
| 3721 Oberlin Ave |
Quarter Ended : |
2025-12-31 |
| Lorain, Ohio, 44053 |
Updated : |
2026-01-30 |
| www.fflorain.bank |
|
| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
75 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 573,099 |
|
Total Interest Income | 20,993 |
| Total Liabilities | 520,086 |
|
Total NonInterest Income | 2,227 |
| Total Bank Equity Capital | 53,013 |
|
Total Interest Expense | 11,170 |
| Total Deposits | 506,202 |
|
Total NonInterest Expense | 12,701 |
| Net Loans & Leases | 446,987 |
|
Net Income | (361) |
| Loan Loss Allowance | 1,795 |
|
Net Charge Offs | (195) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 61,480 |
|
Total loans | 442,153 |
| Total assets for the leverage ratio | 563,030 |
|
Loans secured by real estate: | 441,562 |
| Tier 1 Leverage Ratio | 10.59 |
|
Commercial and industrial loans | 71 |
| Tier 1 Capital Ratio | 20.3 |
|
Loans to individuals - Credit Cards | 414 |
| Total Capital Ratio | 20.93 |
|
Loans to individuals - Other | 32 |
|
|
|
|
:· First Federal Savings and Loan Association of Lorain
