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 The Fountain Trust Company
The Fountain Trust Company
| RSSD ID 145844 | CERTIFICATE 5768 | ABA NUMBER 74904860 |
| 615 3rd St |
Quarter Ended : |
2025-12-31 |
| Covington, Indiana, 47932 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
16 |
Number of Employees : |
128 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 675,926 |
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Total Interest Income | 32,987 |
| Total Liabilities | 608,926 |
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Total NonInterest Income | 4,509 |
| Total Bank Equity Capital | 67,000 |
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Total Interest Expense | 8,303 |
| Total Deposits | 605,805 |
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Total NonInterest Expense | 18,376 |
| Net Loans & Leases | 365,993 |
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Net Income | 8,511 |
| Loan Loss Allowance | 5,749 |
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Net Charge Offs | 47 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 77,751 |
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Total loans | 367,212 |
| Total assets for the leverage ratio | 683,178 |
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Loans secured by real estate: | 302,679 |
| Tier 1 Leverage Ratio | 10.65 |
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Commercial and industrial loans | 32,467 |
| Tier 1 Capital Ratio | 18.12 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.37 |
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Loans to individuals - Other | 3,998 |
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:· The Fountain Trust Company
