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FCB Banks
FCB Banks
| RSSD ID 1459717 | CERTIFICATE 33005 | ABA NUMBER 81025198 |
| 800 Belt Line Rd |
Quarter Ended : |
2025-09-30 |
| Collinsville, Illinois, 62234 |
Updated : |
2025-10-27 |
| www.fcbbanks.com |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
229 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,612,067 |
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Total Interest Income | 101,068 |
| Total Liabilities | 2,405,220 |
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Total NonInterest Income | 10,490 |
| Total Bank Equity Capital | 206,847 |
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Total Interest Expense | 44,705 |
| Total Deposits | 2,236,109 |
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Total NonInterest Expense | 35,548 |
| Net Loans & Leases | 1,920,261 |
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Net Income | 30,136 |
| Loan Loss Allowance | 20,807 |
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Net Charge Offs | 191 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 230,065 |
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Total loans | 1,943,392 |
| Total assets for the leverage ratio | 2,605,478 |
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Loans secured by real estate: | 1,767,320 |
| Tier 1 Leverage Ratio | 8.03 |
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Commercial and industrial loans | 88,577 |
| Tier 1 Capital Ratio | 12.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.59 |
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Loans to individuals - Other | 70,384 |
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