|
 |
|
|
 FCB Banks
FCB Banks
| RSSD ID 1459717 | CERTIFICATE 33005 | ABA NUMBER 81025198 |
| 800 Belt Line Rd |
Quarter Ended : |
2025-12-31 |
| Collinsville, Illinois, 62234 |
Updated : |
2026-01-26 |
| www.fcbbanks.com |
|
| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
226 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,595,483 |
|
Total Interest Income | 136,936 |
| Total Liabilities | 2,384,213 |
|
Total NonInterest Income | 14,057 |
| Total Bank Equity Capital | 211,270 |
|
Total Interest Expense | 59,015 |
| Total Deposits | 2,207,469 |
|
Total NonInterest Expense | 48,368 |
| Net Loans & Leases | 1,983,544 |
|
Net Income | 41,267 |
| Loan Loss Allowance | 21,214 |
|
Net Charge Offs | 384 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 232,260 |
|
Total loans | 1,976,378 |
| Total assets for the leverage ratio | 2,643,850 |
|
Loans secured by real estate: | 1,804,737 |
| Tier 1 Leverage Ratio | 7.98 |
|
Commercial and industrial loans | 71,252 |
| Tier 1 Capital Ratio | 12.25 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.48 |
|
Loans to individuals - Other | 71,525 |
|
|
|
|
:· FCB Banks
