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 Heritage Bank, Inc.
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Heritage Bank, Inc.
| RSSD ID 1469677 | CERTIFICATE 33119 | ABA NUMBER 42102160 |
| 1818 Florence Pike |
Quarter Ended : |
2026-06-30 |
| Burlington, Kentucky, 41005 |
Updated : |
2026-07-28 |
| www.ourheritage.bank |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
245 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,993,366 |
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Total Interest Income | 52,263 |
| Total Liabilities | 1,849,212 |
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Total NonInterest Income | 7,930 |
| Total Bank Equity Capital | 144,154 |
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Total Interest Expense | 18,336 |
| Total Deposits | 1,825,441 |
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Total NonInterest Expense | 26,713 |
| Net Loans & Leases | 1,224,146 |
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Net Income | 10,497 |
| Loan Loss Allowance | 14,635 |
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Net Charge Offs | 744 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 197,384 |
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Total loans | 1,260,040 |
| Total assets for the leverage ratio | 2,002,076 |
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Loans secured by real estate: | 1,014,696 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 164,676 |
| Tier 1 Capital Ratio | 11.86 |
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Loans to individuals - Credit Cards | 1,020 |
| Total Capital Ratio | 12.97 |
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Loans to individuals - Other | 28,656 |
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:· Heritage Bank, Inc.
