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 Heritage Bank, Inc.
Heritage Bank, Inc.
| RSSD ID 1469677 | CERTIFICATE 33119 | ABA NUMBER 42102160 |
| 456 Commonwealth Ave |
Quarter Ended : |
2025-03-31 |
| Erlanger, Kentucky, 41018 |
Updated : |
2025-04-28 |
| www.ourheritage.bank |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
227 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,821,131 |
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Total Interest Income | 23,505 |
| Total Liabilities | 1,712,333 |
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Total NonInterest Income | 4,139 |
| Total Bank Equity Capital | 108,798 |
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Total Interest Expense | 9,434 |
| Total Deposits | 1,686,685 |
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Total NonInterest Expense | 12,049 |
| Net Loans & Leases | 1,150,376 |
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Net Income | 4,121 |
| Loan Loss Allowance | 12,691 |
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Net Charge Offs | 249 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 170,530 |
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Total loans | 1,154,529 |
| Total assets for the leverage ratio | 1,834,943 |
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Loans secured by real estate: | 953,816 |
| Tier 1 Leverage Ratio | 8.52 |
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Commercial and industrial loans | 151,393 |
| Tier 1 Capital Ratio | 10.86 |
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Loans to individuals - Credit Cards | 752 |
| Total Capital Ratio | 11.84 |
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Loans to individuals - Other | 4,955 |
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:· Heritage Bank, Inc.
