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 Heritage Bank, Inc.
Heritage Bank, Inc.
| RSSD ID 1469677 | CERTIFICATE 33119 | ABA NUMBER 42102160 |
| 1818 Florence Pike |
Quarter Ended : |
2025-12-31 |
| Burlington, Kentucky, 41005 |
Updated : |
2026-01-29 |
| www.ourheritage.bank |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
229 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,094,353 |
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Total Interest Income | 99,986 |
| Total Liabilities | 1,960,149 |
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Total NonInterest Income | 15,584 |
| Total Bank Equity Capital | 134,204 |
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Total Interest Expense | 38,472 |
| Total Deposits | 1,932,253 |
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Total NonInterest Expense | 49,477 |
| Net Loans & Leases | 1,257,619 |
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Net Income | 20,650 |
| Loan Loss Allowance | 14,221 |
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Net Charge Offs | 780 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 186,264 |
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Total loans | 1,281,940 |
| Total assets for the leverage ratio | 2,034,860 |
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Loans secured by real estate: | 1,006,328 |
| Tier 1 Leverage Ratio | 8.39 |
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Commercial and industrial loans | 189,738 |
| Tier 1 Capital Ratio | 11.21 |
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Loans to individuals - Credit Cards | 929 |
| Total Capital Ratio | 12.23 |
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Loans to individuals - Other | 29,143 |
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:· Heritage Bank, Inc.
