|
 |
|
|
 Heritage Bank, Inc.
Heritage Bank, Inc.
| RSSD ID 1469677 | CERTIFICATE 33119 | ABA NUMBER 42102160 |
| 1818 Florence Pike |
Quarter Ended : |
2025-09-30 |
| Burlington, Kentucky, 41005 |
Updated : |
2025-10-29 |
| www.ourheritage.bank |
|
| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
231 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,894,531 |
|
Total Interest Income | 72,984 |
| Total Liabilities | 1,769,464 |
|
Total NonInterest Income | 11,493 |
| Total Bank Equity Capital | 125,067 |
|
Total Interest Expense | 28,513 |
| Total Deposits | 1,720,293 |
|
Total NonInterest Expense | 36,634 |
| Net Loans & Leases | 1,247,292 |
|
Net Income | 13,867 |
| Loan Loss Allowance | 14,117 |
|
Net Charge Offs | (35) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 181,463 |
|
Total loans | 1,226,089 |
| Total assets for the leverage ratio | 1,899,961 |
|
Loans secured by real estate: | 982,802 |
| Tier 1 Leverage Ratio | 8.74 |
|
Commercial and industrial loans | 179,287 |
| Tier 1 Capital Ratio | 10.76 |
|
Loans to individuals - Credit Cards | 893 |
| Total Capital Ratio | 11.76 |
|
Loans to individuals - Other | 6,751 |
|
|
|
|
:· Heritage Bank, Inc.
