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 First Farmers & Merchants National Bank
First Farmers & Merchants National Bank
| RSSD ID 1470150 | CERTIFICATE 33131 | ABA NUMBER 291271305 |
| 114 S Park St |
Quarter Ended : |
2025-12-31 |
| Fairmont, Minnesota, 56031 |
Updated : |
2026-01-16 |
| www.ffmbank.com |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 143,613 |
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Total Interest Income | 7,909 |
| Total Liabilities | 130,208 |
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Total NonInterest Income | 305 |
| Total Bank Equity Capital | 13,405 |
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Total Interest Expense | 2,795 |
| Total Deposits | 121,985 |
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Total NonInterest Expense | 3,657 |
| Net Loans & Leases | 109,923 |
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Net Income | 1,017 |
| Loan Loss Allowance | 1,465 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 16,042 |
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Total loans | 110,853 |
| Total assets for the leverage ratio | 139,465 |
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Loans secured by real estate: | 74,450 |
| Tier 1 Leverage Ratio | 10.42 |
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Commercial and industrial loans | 17,257 |
| Tier 1 Capital Ratio | 12.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.34 |
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Loans to individuals - Other | 4,136 |
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:· First Farmers & Merchants National Bank
