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 Bank of Ocean City
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Bank of Ocean City
| RSSD ID 147923 | CERTIFICATE 5867 | ABA NUMBER 52102312 |
| 10005 Golf Course Rd |
Quarter Ended : |
2026-06-30 |
| Ocean City, Maryland, 21842 |
Updated : |
2026-07-30 |
| www.bankofoceancity.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
79 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 694,973 |
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Total Interest Income | 16,471 |
| Total Liabilities | 618,608 |
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Total NonInterest Income | 716 |
| Total Bank Equity Capital | 76,365 |
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Total Interest Expense | 4,975 |
| Total Deposits | 616,450 |
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Total NonInterest Expense | 5,642 |
| Net Loans & Leases | 519,857 |
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Net Income | 4,622 |
| Loan Loss Allowance | 3,712 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 81,929 |
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Total loans | 522,008 |
| Total assets for the leverage ratio | 669,431 |
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Loans secured by real estate: | 492,837 |
| Tier 1 Leverage Ratio | 11.65 |
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Commercial and industrial loans | 25,674 |
| Tier 1 Capital Ratio | 14.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.28 |
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Loans to individuals - Other | 808 |
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:· Bank of Ocean City
