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 Bank of Ocean City
Bank of Ocean City
| RSSD ID 147923 | CERTIFICATE 5867 | ABA NUMBER 52102312 |
| 10005 Golf Course Rd |
Quarter Ended : |
2025-12-31 |
| Ocean City, Maryland, 21842 |
Updated : |
2026-01-29 |
| www.bankofoceancity.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
74 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 667,847 |
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Total Interest Income | 32,553 |
| Total Liabilities | 595,292 |
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Total NonInterest Income | 1,357 |
| Total Bank Equity Capital | 72,555 |
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Total Interest Expense | 11,145 |
| Total Deposits | 592,567 |
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Total NonInterest Expense | 11,013 |
| Net Loans & Leases | 492,609 |
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Net Income | 8,308 |
| Loan Loss Allowance | 3,457 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 77,735 |
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Total loans | 492,962 |
| Total assets for the leverage ratio | 696,773 |
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Loans secured by real estate: | 467,487 |
| Tier 1 Leverage Ratio | 10.64 |
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Commercial and industrial loans | 21,691 |
| Tier 1 Capital Ratio | 14.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.15 |
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Loans to individuals - Other | 810 |
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:· Bank of Ocean City
