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 Bank of Ocean City
Bank of Ocean City
| RSSD ID 147923 | CERTIFICATE 5867 | ABA NUMBER 52102312 |
| 10005 Golf Course Rd |
Quarter Ended : |
2025-09-30 |
| Ocean City, Maryland, 21842 |
Updated : |
2025-10-29 |
| www.bankofoceancity.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 724,368 |
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Total Interest Income | 24,071 |
| Total Liabilities | 653,262 |
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Total NonInterest Income | 1,028 |
| Total Bank Equity Capital | 71,106 |
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Total Interest Expense | 8,538 |
| Total Deposits | 651,040 |
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Total NonInterest Expense | 8,005 |
| Net Loans & Leases | 483,272 |
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Net Income | 6,085 |
| Loan Loss Allowance | 3,241 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 76,002 |
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Total loans | 488,457 |
| Total assets for the leverage ratio | 730,383 |
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Loans secured by real estate: | 462,222 |
| Tier 1 Leverage Ratio | 9.94 |
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Commercial and industrial loans | 22,447 |
| Tier 1 Capital Ratio | 14.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.13 |
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Loans to individuals - Other | 846 |
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:· Bank of Ocean City
