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 1st Bank of Sea Isle City
1st Bank of Sea Isle City
| RSSD ID 148470 | CERTIFICATE 30367 | ABA NUMBER 231271242 |
| 4301 Landis Ave |
Quarter Ended : |
2025-12-31 |
| Sea Isle City, New Jersey, 8243 |
Updated : |
2026-01-29 |
| www.1stbankseaisle.com |
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| Institution Profile |
| Year Opened : |
1882 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 300,925 |
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Total Interest Income | 13,698 |
| Total Liabilities | 271,401 |
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Total NonInterest Income | 412 |
| Total Bank Equity Capital | 29,524 |
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Total Interest Expense | 4,154 |
| Total Deposits | 237,163 |
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Total NonInterest Expense | 9,703 |
| Net Loans & Leases | 241,771 |
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Net Income | 185 |
| Loan Loss Allowance | 1,381 |
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Net Charge Offs | 77 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,943 |
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Total loans | 244,054 |
| Total assets for the leverage ratio | 307,427 |
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Loans secured by real estate: | 243,375 |
| Tier 1 Leverage Ratio | 9.6 |
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Commercial and industrial loans | 557 |
| Tier 1 Capital Ratio | 16.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.84 |
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Loans to individuals - Other | 122 |
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:· 1st Bank of Sea Isle City
