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 First Farmers and Merchants Bank
First Farmers and Merchants Bank
| RSSD ID 150035 | CERTIFICATE 1487 | ABA NUMBER 64108113 |
| 816 S Garden St |
Quarter Ended : |
2025-03-31 |
| Columbia, Tennessee, 38401 |
Updated : |
2025-04-29 |
| www.myfirstfarmers.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
24 |
Number of Employees : |
250 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,774,876 |
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Total Interest Income | 16,372 |
| Total Liabilities | 1,625,764 |
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Total NonInterest Income | 3,420 |
| Total Bank Equity Capital | 149,017 |
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Total Interest Expense | 3,679 |
| Total Deposits | 1,605,901 |
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Total NonInterest Expense | 10,297 |
| Net Loans & Leases | 994,964 |
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Net Income | 4,604 |
| Loan Loss Allowance | 8,236 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 196,003 |
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Total loans | 1,005,936 |
| Total assets for the leverage ratio | 1,834,228 |
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Loans secured by real estate: | 848,873 |
| Tier 1 Leverage Ratio | 10.21 |
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Commercial and industrial loans | 76,556 |
| Tier 1 Capital Ratio | 16.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.46 |
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Loans to individuals - Other | 10,917 |
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:· First Farmers and Merchants Bank
