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 First Farmers and Merchants Bank
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First Farmers and Merchants Bank
| RSSD ID 150035 | CERTIFICATE 1487 | ABA NUMBER 64108113 |
| 816 S Garden St |
Quarter Ended : |
2026-06-30 |
| Columbia, Tennessee, 38401 |
Updated : |
2026-07-27 |
| www.myfirstfarmers.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
23 |
Number of Employees : |
261 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,762,742 |
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Total Interest Income | 35,682 |
| Total Liabilities | 1,584,334 |
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Total NonInterest Income | 6,888 |
| Total Bank Equity Capital | 178,313 |
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Total Interest Expense | 5,577 |
| Total Deposits | 1,565,094 |
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Total NonInterest Expense | 22,825 |
| Net Loans & Leases | 1,028,667 |
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Net Income | 11,303 |
| Loan Loss Allowance | 8,150 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 212,223 |
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Total loans | 1,015,506 |
| Total assets for the leverage ratio | 1,816,556 |
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Loans secured by real estate: | 851,116 |
| Tier 1 Leverage Ratio | 11.19 |
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Commercial and industrial loans | 98,601 |
| Tier 1 Capital Ratio | 17.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.33 |
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Loans to individuals - Other | 9,507 |
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:· First Farmers and Merchants Bank
