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 United Bank of Michigan
United Bank of Michigan
| RSSD ID 150044 | CERTIFICATE 11807 | ABA NUMBER 72408805 |
| 900 East Paris Ave Se |
Quarter Ended : |
2025-12-31 |
| Grand Rapids, Michigan, 49546 |
Updated : |
2026-01-30 |
| www.unitedbank4u.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
162 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,078,615 |
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Total Interest Income | 51,998 |
| Total Liabilities | 972,279 |
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Total NonInterest Income | 8,145 |
| Total Bank Equity Capital | 106,336 |
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Total Interest Expense | 16,796 |
| Total Deposits | 903,171 |
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Total NonInterest Expense | 27,762 |
| Net Loans & Leases | 835,483 |
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Net Income | 11,825 |
| Loan Loss Allowance | 9,105 |
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Net Charge Offs | 451 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 846,075 |
| Total assets for the leverage ratio | 1,070,740 |
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Loans secured by real estate: | 820,836 |
| Tier 1 Leverage Ratio | 10.01 |
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Commercial and industrial loans | 19,736 |
| Off Balance Sheet Exposures (%) | 9.7 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,129 |
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:· United Bank of Michigan
