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 The Richwood Banking Company
The Richwood Banking Company
| RSSD ID 150727 | CERTIFICATE 12978 | ABA NUMBER 44106588 |
| 28 N Franklin St |
Quarter Ended : |
2025-09-30 |
| Richwood, Ohio, 43344 |
Updated : |
2025-10-28 |
| www.richwoodbank.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,241,743 |
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Total Interest Income | 46,500 |
| Total Liabilities | 1,128,523 |
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Total NonInterest Income | 16,221 |
| Total Bank Equity Capital | 113,220 |
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Total Interest Expense | 13,234 |
| Total Deposits | 1,072,502 |
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Total NonInterest Expense | 25,348 |
| Net Loans & Leases | 856,551 |
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Net Income | 10,984 |
| Loan Loss Allowance | 8,246 |
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Net Charge Offs | (117) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 136,828 |
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Total loans | 819,804 |
| Total assets for the leverage ratio | 1,266,101 |
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Loans secured by real estate: | 761,684 |
| Tier 1 Leverage Ratio | 10.15 |
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Commercial and industrial loans | 54,997 |
| Tier 1 Capital Ratio | 13.32 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.17 |
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Loans to individuals - Other | 3,123 |
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:· The Richwood Banking Company
