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UNIVERSAL 1 CREDIT UNION
UNIVERSAL 1 CREDIT UNION
RSSD ID 150893 | CHARTER 64970
1 River Park Dr Quarter Ended : 2025-03-31
Dayton, OH, 45409-2104 Agency Update : 2025-04-29
http://www.universal1cu.org

Institution Profile
Chartered : 1937 Institution Type : Credit Union
Credit Union Type : State Federal Regulator : NCUA
Membership Type : State chartered natural person credit union
Statistical Area (MSA) : Not Available
Current Members : 34,811 Potential Members : 500,000
Full-time Employees : 79 Part-time Employees : 0

Financial Reports
Statement of Financial Condition Report
Statement of Income and Expense Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
Income Statement (ytd)
Total Assets424,242,585
Total Interest Income5,227,639
Total Liabilities 377,840,402
Total NonInterest Income5,721,870
Total Shares and Deposits374,065,908
Total Interest Expense1,283,478
Total Equity 50,016,576
Total NonInterest Expense4,200,784



PCA Net Worth
Loans & Leases
Total Net Worth50,016,576
Total Number14,344
Net Worth Ratio11.79
Total Amount 215,565,105
Net Worth ClassificationWell Capitalized
Total Delinquent(60+ Days) Number289


Total Delinquent(60+ Days) Amount3,768,094





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury