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 Dayspring Bank
Dayspring Bank
| RSSD ID 151957 | CERTIFICATE 13622 | ABA NUMBER 104901610 |
| 914 Lake Ave |
Quarter Ended : |
2025-06-30 |
| Gothenburg, Nebraska, 69138 |
Updated : |
2025-07-23 |
| dayspring.bank |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,152,626 |
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Total Interest Income | 31,296 |
| Total Liabilities | 1,041,090 |
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Total NonInterest Income | 5,142 |
| Total Bank Equity Capital | 111,536 |
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Total Interest Expense | 18,715 |
| Total Deposits | 925,714 |
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Total NonInterest Expense | 10,264 |
| Net Loans & Leases | 785,240 |
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Net Income | 4,016 |
| Loan Loss Allowance | 11,123 |
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Net Charge Offs | 4,019 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 792,312 |
| Total assets for the leverage ratio | 1,164,920 |
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Loans secured by real estate: | 597,509 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 76,675 |
| Off Balance Sheet Exposures (%) | 1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 4.41 |
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Loans to individuals - Other | 15,723 |
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:· Dayspring Bank
