|
 |
|
|
 Central State Bank
|
Central State Bank
| RSSD ID 152440 | CERTIFICATE 8487 | ABA NUMBER 81221235 |
| 100 W Main St |
Quarter Ended : |
2026-06-30 |
| Clayton, Illinois, 62324 |
Updated : |
2026-08-14 |
| WWW.CSB123.COM |
|
| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
34 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 175,056 |
|
Total Interest Income | 5,746 |
| Total Liabilities | 143,801 |
|
Total NonInterest Income | 605 |
| Total Bank Equity Capital | 31,255 |
|
Total Interest Expense | 1,599 |
| Total Deposits | 143,233 |
|
Total NonInterest Expense | 2,151 |
| Net Loans & Leases | 113,025 |
|
Net Income | 2,601 |
| Loan Loss Allowance | 2,090 |
|
Net Charge Offs | 11 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 116,120 |
| Total assets for the leverage ratio | 178,217 |
|
Loans secured by real estate: | 80,847 |
| Tier 1 Leverage Ratio | 17.92 |
|
Commercial and industrial loans | 14,489 |
| Off Balance Sheet Exposures (%) | 2.81 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 12,963 |
|
|
|
|
:· Central State Bank
