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 Central State Bank
Central State Bank
| RSSD ID 152440 | CERTIFICATE 8487 | ABA NUMBER 81221235 |
| 100 W Main St |
Quarter Ended : |
2025-03-31 |
| Clayton, Illinois, 62324 |
Updated : |
2025-04-29 |
| WWW.CSB123.COM |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 181,101 |
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Total Interest Income | 2,585 |
| Total Liabilities | 151,872 |
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Total NonInterest Income | 282 |
| Total Bank Equity Capital | 29,229 |
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Total Interest Expense | 947 |
| Total Deposits | 151,252 |
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Total NonInterest Expense | 1,025 |
| Net Loans & Leases | 130,849 |
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Net Income | 895 |
| Loan Loss Allowance | 1,540 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 134,108 |
| Total assets for the leverage ratio | 178,232 |
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Loans secured by real estate: | 88,882 |
| Tier 1 Leverage Ratio | 16.87 |
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Commercial and industrial loans | 16,978 |
| Off Balance Sheet Exposures (%) | 4.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,569 |
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:· Central State Bank
