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 MutualOne Bank
MutualOne Bank
| RSSD ID 154770 | CERTIFICATE 26395 | ABA NUMBER 211371816 |
| 828 Concord St |
Quarter Ended : |
2025-09-30 |
| Framingham, Massachusetts, 1701 |
Updated : |
2025-10-29 |
| www.mutualone.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
104 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,215,468 |
|
Total Interest Income | 53,803 |
| Total Liabilities | 967,350 |
|
Total NonInterest Income | 842 |
| Total Bank Equity Capital | 248,118 |
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Total Interest Expense | 22,329 |
| Total Deposits | 863,463 |
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Total NonInterest Expense | 20,161 |
| Net Loans & Leases | 997,813 |
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Net Income | (7,495) |
| Loan Loss Allowance | 34,646 |
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Net Charge Offs | 11,364 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,058,458 |
| Total assets for the leverage ratio | 1,206,352 |
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Loans secured by real estate: | 740,653 |
| Tier 1 Leverage Ratio | 21.01 |
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Commercial and industrial loans | 278,657 |
| Off Balance Sheet Exposures (%) | 13.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 31,605 |
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:· MutualOne Bank
