|
 |
|
|
 MutualOne Bank
MutualOne Bank
| RSSD ID 154770 | CERTIFICATE 26395 | ABA NUMBER 211371816 |
| 828 Concord St |
Quarter Ended : |
2025-12-31 |
| Framingham, Massachusetts, 1701 |
Updated : |
2026-01-30 |
| www.mutualone.com |
|
| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
103 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,252,824 |
|
Total Interest Income | 71,080 |
| Total Liabilities | 1,000,816 |
|
Total NonInterest Income | 1,290 |
| Total Bank Equity Capital | 252,008 |
|
Total Interest Expense | 29,638 |
| Total Deposits | 936,065 |
|
Total NonInterest Expense | 27,491 |
| Net Loans & Leases | 942,061 |
|
Net Income | (3,930) |
| Loan Loss Allowance | 35,562 |
|
Net Charge Offs | 10,554 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 1,012,944 |
| Total assets for the leverage ratio | 1,235,204 |
|
Loans secured by real estate: | 716,786 |
| Tier 1 Leverage Ratio | 20.8 |
|
Commercial and industrial loans | 267,852 |
| Off Balance Sheet Exposures (%) | 15.15 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 28,770 |
|
|
|
|
:· MutualOne Bank
