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 Hometown Community Bank
Hometown Community Bank
| RSSD ID 156457 | CERTIFICATE 10197 | ABA NUMBER 91207058 |
| 100 E Main St |
Quarter Ended : |
2025-09-30 |
| Cyrus, Minnesota, 56323 |
Updated : |
2025-10-27 |
| www.hcbmn.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 99,599 |
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Total Interest Income | 3,895 |
| Total Liabilities | 90,935 |
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Total NonInterest Income | 61 |
| Total Bank Equity Capital | 8,664 |
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Total Interest Expense | 1,575 |
| Total Deposits | 84,778 |
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Total NonInterest Expense | 1,328 |
| Net Loans & Leases | 83,036 |
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Net Income | 859 |
| Loan Loss Allowance | 997 |
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Net Charge Offs | (38) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 81,037 |
| Total assets for the leverage ratio | 97,067 |
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Loans secured by real estate: | 58,750 |
| Tier 1 Leverage Ratio | 8.81 |
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Commercial and industrial loans | 9,451 |
| Off Balance Sheet Exposures (%) | 6.95 |
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Loans to individuals - Credit Cards | 170 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,075 |
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:· Hometown Community Bank
