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 MINNESOTA LAKES BANK
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MINNESOTA LAKES BANK
| RSSD ID 157650 | CERTIFICATE 23986 | ABA NUMBER 91905444 |
| 710 Babcock Blvd E |
Quarter Ended : |
2026-06-30 |
| Delano, Minnesota, 55328 |
Updated : |
2026-07-12 |
| www.MNLB.BANK |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 129,762 |
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Total Interest Income | 3,468 |
| Total Liabilities | 114,537 |
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Total NonInterest Income | 533 |
| Total Bank Equity Capital | 15,225 |
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Total Interest Expense | 233 |
| Total Deposits | 113,481 |
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Total NonInterest Expense | 2,532 |
| Net Loans & Leases | 74,473 |
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Net Income | 917 |
| Loan Loss Allowance | 898 |
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Net Charge Offs | (70) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,258 |
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Total loans | 76,460 |
| Total assets for the leverage ratio | 124,924 |
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Loans secured by real estate: | 72,243 |
| Tier 1 Leverage Ratio | 10.69 |
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Commercial and industrial loans | 14,468 |
| Tier 1 Capital Ratio | 16.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.99 |
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Loans to individuals - Other | 780 |
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:· MINNESOTA LAKES BANK
