|
 |
|
|
 MINNESOTA LAKES BANK
MINNESOTA LAKES BANK
| RSSD ID 157650 | CERTIFICATE 23986 | ABA NUMBER 91905444 |
| 710 Babcock Blvd E |
Quarter Ended : |
2025-12-31 |
| Delano, Minnesota, 55328 |
Updated : |
2026-01-15 |
| www.MNLB.BANK |
|
| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 128,779 |
|
Total Interest Income | 7,041 |
| Total Liabilities | 113,556 |
|
Total NonInterest Income | 1,108 |
| Total Bank Equity Capital | 15,223 |
|
Total Interest Expense | 416 |
| Total Deposits | 112,420 |
|
Total NonInterest Expense | 5,251 |
| Net Loans & Leases | 80,491 |
|
Net Income | 1,135 |
| Loan Loss Allowance | 555 |
|
Net Charge Offs | 1,360 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 13,765 |
|
Total loans | 79,424 |
| Total assets for the leverage ratio | 127,702 |
|
Loans secured by real estate: | 75,842 |
| Tier 1 Leverage Ratio | 10.32 |
|
Commercial and industrial loans | 15,584 |
| Tier 1 Capital Ratio | 15.5 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.19 |
|
Loans to individuals - Other | 725 |
|
|
|
|
:· MINNESOTA LAKES BANK
