|
 |
|
|
 Crossroads Bank
Crossroads Bank
| RSSD ID 158741 | CERTIFICATE 21486 | ABA NUMBER 81224122 |
| 2000 S Banker St |
Quarter Ended : |
2025-12-31 |
| Effingham, Illinois, 62401 |
Updated : |
2026-01-21 |
| www.crossroadsbank.com |
|
| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 237,171 |
|
Total Interest Income | 9,866 |
| Total Liabilities | 205,401 |
|
Total NonInterest Income | 793 |
| Total Bank Equity Capital | 31,770 |
|
Total Interest Expense | 3,553 |
| Total Deposits | 198,836 |
|
Total NonInterest Expense | 3,552 |
| Net Loans & Leases | 149,936 |
|
Net Income | 2,477 |
| Loan Loss Allowance | 1,544 |
|
Net Charge Offs | 2 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 153,252 |
| Total assets for the leverage ratio | 233,763 |
|
Loans secured by real estate: | 114,600 |
| Tier 1 Leverage Ratio | 15.63 |
|
Commercial and industrial loans | 32,192 |
| Off Balance Sheet Exposures (%) | 10.75 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,319 |
|
|
|
|
:· Crossroads Bank
