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 Somerset Regal Bank
Somerset Regal Bank
| RSSD ID 159971 | CERTIFICATE 28778 | ABA NUMBER 221270211 |
| 220 W Union Ave |
Quarter Ended : |
2025-12-31 |
| Bound Brook, New Jersey, 8805 |
Updated : |
2026-01-30 |
| www.somersetregalbank.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
117 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,142,696 |
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Total Interest Income | 47,448 |
| Total Liabilities | 957,663 |
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Total NonInterest Income | 3,679 |
| Total Bank Equity Capital | 185,033 |
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Total Interest Expense | 17,413 |
| Total Deposits | 895,373 |
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Total NonInterest Expense | 28,257 |
| Net Loans & Leases | 835,368 |
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Net Income | 4,219 |
| Loan Loss Allowance | 5,582 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 831,837 |
| Total assets for the leverage ratio | 1,075,858 |
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Loans secured by real estate: | 813,607 |
| Tier 1 Leverage Ratio | 14.85 |
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Commercial and industrial loans | 18,166 |
| Off Balance Sheet Exposures (%) | 5.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 63 |
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:· Somerset Regal Bank
