|
 |
|
|
 North Shore Bank, a Co-operative Bank
North Shore Bank, a Co-operative Bank
| RSSD ID 161273 | CERTIFICATE 26484 | ABA NUMBER 211371298 |
| 248 Andover St |
Quarter Ended : |
2025-06-30 |
| Peabody, Massachusetts, 01960 |
Updated : |
2025-07-30 |
| www.northshore-bank.com |
|
| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
266 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,962,088 |
|
Total Interest Income | 77,843 |
| Total Liabilities | 2,520,547 |
|
Total NonInterest Income | 4,762 |
| Total Bank Equity Capital | 441,541 |
|
Total Interest Expense | 23,828 |
| Total Deposits | 2,400,918 |
|
Total NonInterest Expense | 33,670 |
| Net Loans & Leases | 2,317,273 |
|
Net Income | 18,165 |
| Loan Loss Allowance | 11,040 |
|
Net Charge Offs | 56 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 326,797 |
|
Total loans | 2,312,542 |
| Total assets for the leverage ratio | 2,824,186 |
|
Loans secured by real estate: | 2,153,731 |
| Tier 1 Leverage Ratio | 11.28 |
|
Commercial and industrial loans | 157,194 |
| Tier 1 Capital Ratio | 14.91 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.3 |
|
Loans to individuals - Other | 1,458 |
|
|
|
|
:· North Shore Bank, a Co-operative Bank
