|
 |
|
|
 The Canandaigua National Bank and Trust Company
The Canandaigua National Bank and Trust Company
| RSSD ID 161602 | CERTIFICATE 6985 | ABA NUMBER 22303659 |
| 72 S Main St |
Quarter Ended : |
2025-09-30 |
| Canandaigua, New York, 14424 |
Updated : |
2025-10-28 |
| www.cnbank.com |
|
| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
613 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,258,602 |
|
Total Interest Income | 199,663 |
| Total Liabilities | 4,817,040 |
|
Total NonInterest Income | 40,614 |
| Total Bank Equity Capital | 441,521 |
|
Total Interest Expense | 77,478 |
| Total Deposits | 4,241,614 |
|
Total NonInterest Expense | 96,811 |
| Net Loans & Leases | 3,844,554 |
|
Net Income | 45,361 |
| Loan Loss Allowance | 36,789 |
|
Net Charge Offs | 9,559 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 485,280 |
|
Total loans | 3,829,529 |
| Total assets for the leverage ratio | 5,164,043 |
|
Loans secured by real estate: | 2,740,329 |
| Tier 1 Leverage Ratio | 8.66 |
|
Commercial and industrial loans | 403,111 |
| Tier 1 Capital Ratio | 11.98 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.01 |
|
Loans to individuals - Other | 711,761 |
|
|
|
|
:· The Canandaigua National Bank and Trust Company
