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 The Canandaigua National Bank and Trust Company
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The Canandaigua National Bank and Trust Company
| RSSD ID 161602 | CERTIFICATE 6985 | ABA NUMBER 22303659 |
| 72 S Main St |
Quarter Ended : |
2026-06-30 |
| Canandaigua, New York, 14424 |
Updated : |
2026-08-06 |
| www.cnbank.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
647 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,405,882 |
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Total Interest Income | 142,420 |
| Total Liabilities | 4,926,322 |
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Total NonInterest Income | 27,887 |
| Total Bank Equity Capital | 479,495 |
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Total Interest Expense | 50,823 |
| Total Deposits | 4,555,620 |
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Total NonInterest Expense | 70,702 |
| Net Loans & Leases | 4,039,754 |
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Net Income | 34,353 |
| Loan Loss Allowance | 38,618 |
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Net Charge Offs | 1,993 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 525,701 |
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Total loans | 4,008,928 |
| Total assets for the leverage ratio | 5,383,426 |
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Loans secured by real estate: | 2,828,953 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 438,783 |
| Tier 1 Capital Ratio | 12.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.38 |
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Loans to individuals - Other | 743,179 |
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:· The Canandaigua National Bank and Trust Company
