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The Liberty National Bank in Paris
The Liberty National Bank in Paris
| RSSD ID 1669 | CERTIFICATE 3384 | ABA NUMBER 111900578 |
| 305 Lamar Ave |
Quarter Ended : |
2025-12-31 |
| Paris, Texas, 75460 |
Updated : |
2026-01-09 |
| www.lnbparis.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 462,938 |
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Total Interest Income | 22,986 |
| Total Liabilities | 411,333 |
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Total NonInterest Income | 2,056 |
| Total Bank Equity Capital | 51,605 |
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Total Interest Expense | 8,405 |
| Total Deposits | 408,809 |
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Total NonInterest Expense | 8,629 |
| Net Loans & Leases | 311,163 |
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Net Income | 5,815 |
| Loan Loss Allowance | 5,810 |
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Net Charge Offs | 484 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 317,040 |
| Total assets for the leverage ratio | 459,502 |
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Loans secured by real estate: | 253,931 |
| Tier 1 Leverage Ratio | 11.74 |
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Commercial and industrial loans | 37,545 |
| Off Balance Sheet Exposures (%) | 4.9 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,714 |
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