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 Western Commerce Bank
Western Commerce Bank
| RSSD ID 169756 | CERTIFICATE 18389 | ABA NUMBER 112201085 |
| 127 S Canyon St |
Quarter Ended : |
2025-03-31 |
| Carlsbad, New Mexico, 88220 |
Updated : |
2025-04-24 |
| www.wcb.net |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 830,901 |
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Total Interest Income | 11,224 |
| Total Liabilities | 758,311 |
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Total NonInterest Income | 673 |
| Total Bank Equity Capital | 72,590 |
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Total Interest Expense | 957 |
| Total Deposits | 755,863 |
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Total NonInterest Expense | 4,750 |
| Net Loans & Leases | 449,931 |
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Net Income | 5,890 |
| Loan Loss Allowance | 4,964 |
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Net Charge Offs | 183 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 77,154 |
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Total loans | 452,979 |
| Total assets for the leverage ratio | 810,291 |
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Loans secured by real estate: | 361,385 |
| Tier 1 Leverage Ratio | 8.96 |
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Commercial and industrial loans | 72,712 |
| Tier 1 Capital Ratio | 19.99 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.24 |
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Loans to individuals - Other | 3,431 |
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:· Western Commerce Bank
