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 Western Commerce Bank
Western Commerce Bank
| RSSD ID 169756 | CERTIFICATE 18389 | ABA NUMBER 112201085 |
| 127 S Canyon St |
Quarter Ended : |
2025-09-30 |
| Carlsbad, New Mexico, 88220 |
Updated : |
2025-10-30 |
| www.wcb.net |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 829,100 |
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Total Interest Income | 34,487 |
| Total Liabilities | 750,499 |
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Total NonInterest Income | 1,985 |
| Total Bank Equity Capital | 78,601 |
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Total Interest Expense | 2,881 |
| Total Deposits | 747,662 |
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Total NonInterest Expense | 13,818 |
| Net Loans & Leases | 456,959 |
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Net Income | 19,323 |
| Loan Loss Allowance | 5,188 |
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Net Charge Offs | 109 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 83,795 |
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Total loans | 460,802 |
| Total assets for the leverage ratio | 825,617 |
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Loans secured by real estate: | 365,525 |
| Tier 1 Leverage Ratio | 9.52 |
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Commercial and industrial loans | 79,151 |
| Tier 1 Capital Ratio | 16.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.78 |
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Loans to individuals - Other | 3,765 |
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:· Western Commerce Bank
