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First Exchange Bank
First Exchange Bank
RSSD ID 170332 | CERTIFICATE 13020 | ABA NUMBER 51501354 |
1 Heritage Way |
Quarter Ended : |
2025-06-30 |
White Hall, West Virginia, 26554 |
Updated : |
2025-07-29 |
www.firstexchangebank.com |
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Institution Profile |
Year Opened : |
1932 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
7 |
Number of Employees : |
69 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 376,822 |
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Total Interest Income | 9,723 |
Total Liabilities | 348,146 |
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Total NonInterest Income | 998 |
Total Bank Equity Capital | 28,676 |
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Total Interest Expense | 3,844 |
Total Deposits | 343,016 |
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Total NonInterest Expense | 5,333 |
Net Loans & Leases | 292,157 |
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Net Income | 713 |
Loan Loss Allowance | 4,623 |
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Net Charge Offs | 223 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 36,978 |
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Total loans | 297,814 |
Total assets for the leverage ratio | 376,905 |
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Loans secured by real estate: | 262,445 |
Tier 1 Leverage Ratio | 8.94 |
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Commercial and industrial loans | 20,622 |
Tier 1 Capital Ratio | 12.91 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.17 |
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Loans to individuals - Other | 14,174 |
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