|
 |
|
|
 First Exchange Bank
First Exchange Bank
| RSSD ID 170332 | CERTIFICATE 13020 | ABA NUMBER 51501354 |
| 1 Heritage Way |
Quarter Ended : |
2025-12-31 |
| White Hall, West Virginia, 26554 |
Updated : |
2026-01-23 |
| www.firstexchangebank.com |
|
| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
67 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 376,464 |
|
Total Interest Income | 19,621 |
| Total Liabilities | 346,252 |
|
Total NonInterest Income | 2,026 |
| Total Bank Equity Capital | 30,212 |
|
Total Interest Expense | 7,364 |
| Total Deposits | 341,100 |
|
Total NonInterest Expense | 11,099 |
| Net Loans & Leases | 288,352 |
|
Net Income | 1,762 |
| Loan Loss Allowance | 3,777 |
|
Net Charge Offs | 1,668 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 37,569 |
|
Total loans | 292,685 |
| Total assets for the leverage ratio | 378,702 |
|
Loans secured by real estate: | 259,558 |
| Tier 1 Leverage Ratio | 9.04 |
|
Commercial and industrial loans | 20,030 |
| Tier 1 Capital Ratio | 12.81 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.06 |
|
Loans to individuals - Other | 12,743 |
|
|
|
|
:· First Exchange Bank
