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 First Merchants Bank
First Merchants Bank
| RSSD ID 17147 | CERTIFICATE 4365 | ABA NUMBER 74900657 |
| 200 E Jackson St |
Quarter Ended : |
2025-06-30 |
| Muncie, Indiana, 47305 |
Updated : |
2025-07-30 |
| www.firstmerchants.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
120 |
Number of Employees : |
2,009 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 18,580,550 |
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Total Interest Income | 452,253 |
| Total Liabilities | 16,247,434 |
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Total NonInterest Income | 60,752 |
| Total Bank Equity Capital | 2,333,116 |
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Total Interest Expense | 187,307 |
| Total Deposits | 14,860,189 |
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Total NonInterest Expense | 181,802 |
| Net Loans & Leases | 13,101,443 |
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Net Income | 116,659 |
| Loan Loss Allowance | 195,316 |
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Net Charge Offs | 7,241 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,995,528 |
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Total loans | 13,211,729 |
| Total assets for the leverage ratio | 17,966,979 |
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Loans secured by real estate: | 7,229,748 |
| Tier 1 Leverage Ratio | 10.01 |
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Commercial and industrial loans | 4,573,472 |
| Tier 1 Capital Ratio | 11.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.64 |
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Loans to individuals - Other | 149,997 |
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:· First Merchants Bank
