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 F & M Community Bank, National Association
F & M Community Bank, National Association
| RSSD ID 171759 | CERTIFICATE 10967 | ABA NUMBER 91203191 |
| 100 Saint Anthony St N |
Quarter Ended : |
2025-12-31 |
| Preston, Minnesota, 55965 |
Updated : |
2026-01-28 |
| www.fmcommunity.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
40 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 213,562 |
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Total Interest Income | 9,669 |
| Total Liabilities | 196,614 |
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Total NonInterest Income | 1,577 |
| Total Bank Equity Capital | 16,948 |
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Total Interest Expense | 2,921 |
| Total Deposits | 185,705 |
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Total NonInterest Expense | 6,305 |
| Net Loans & Leases | 150,500 |
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Net Income | 1,866 |
| Loan Loss Allowance | 1,860 |
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Net Charge Offs | (5) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 148,136 |
| Total assets for the leverage ratio | 210,999 |
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Loans secured by real estate: | 123,565 |
| Tier 1 Leverage Ratio | 9.88 |
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Commercial and industrial loans | 8,207 |
| Off Balance Sheet Exposures (%) | 0.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,717 |
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:· F & M Community Bank, National Association
