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SouthStar Bank, S.S.B.
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SouthStar Bank, S.S.B.
| RSSD ID 171768 | CERTIFICATE 12299 | ABA NUMBER 113119985 |
| 100 S Main St |
Quarter Ended : |
2026-06-30 |
| Moulton, Texas, 77975 |
Updated : |
2026-07-20 |
| www.southstarbank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
168 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,369,693 |
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Total Interest Income | 40,651 |
| Total Liabilities | 1,198,886 |
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Total NonInterest Income | 2,480 |
| Total Bank Equity Capital | 170,807 |
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Total Interest Expense | 11,495 |
| Total Deposits | 1,125,559 |
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Total NonInterest Expense | 18,510 |
| Net Loans & Leases | 1,033,236 |
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Net Income | 10,329 |
| Loan Loss Allowance | 7,462 |
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Net Charge Offs | 334 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 966,398 |
| Total assets for the leverage ratio | 1,347,637 |
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Loans secured by real estate: | 754,655 |
| Tier 1 Leverage Ratio | 13.28 |
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Commercial and industrial loans | 15,837 |
| Off Balance Sheet Exposures (%) | 6.65 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,076 |
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