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 SouthStar Bank, S.S.B.
SouthStar Bank, S.S.B.
| RSSD ID 171768 | CERTIFICATE 12299 | ABA NUMBER 113119985 |
| 100 S Main St |
Quarter Ended : |
2025-12-31 |
| Moulton, Texas, 77975 |
Updated : |
2026-01-26 |
| www.southstarbank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
157 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,288,008 |
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Total Interest Income | 79,952 |
| Total Liabilities | 1,123,282 |
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Total NonInterest Income | 4,105 |
| Total Bank Equity Capital | 164,726 |
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Total Interest Expense | 23,777 |
| Total Deposits | 1,046,461 |
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Total NonInterest Expense | 34,656 |
| Net Loans & Leases | 985,632 |
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Net Income | 19,994 |
| Loan Loss Allowance | 7,695 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 179,806 |
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Total loans | 978,703 |
| Total assets for the leverage ratio | 1,300,545 |
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Loans secured by real estate: | 773,254 |
| Tier 1 Leverage Ratio | 13.19 |
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Commercial and industrial loans | 15,994 |
| Tier 1 Capital Ratio | 18.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.04 |
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Loans to individuals - Other | 4,907 |
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:· SouthStar Bank, S.S.B.
