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 The Citizens Bank of Edmond
The Citizens Bank of Edmond
| RSSD ID 172457 | CERTIFICATE 4084 | ABA NUMBER 103002251 |
| 1 E 1st St |
Quarter Ended : |
2025-09-30 |
| Edmond, Oklahoma, 73034 |
Updated : |
2025-10-29 |
| www.mycitizens.bank |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 411,643 |
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Total Interest Income | 17,010 |
| Total Liabilities | 380,763 |
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Total NonInterest Income | 1,199 |
| Total Bank Equity Capital | 30,880 |
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Total Interest Expense | 5,259 |
| Total Deposits | 373,075 |
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Total NonInterest Expense | 10,605 |
| Net Loans & Leases | 338,839 |
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Net Income | 2,345 |
| Loan Loss Allowance | 3,354 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,859 |
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Total loans | 346,582 |
| Total assets for the leverage ratio | 391,484 |
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Loans secured by real estate: | 314,202 |
| Tier 1 Leverage Ratio | 8.79 |
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Commercial and industrial loans | 28,409 |
| Tier 1 Capital Ratio | 10.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.05 |
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Loans to individuals - Other | 971 |
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:· The Citizens Bank of Edmond
