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 The Citizens Bank of Edmond
The Citizens Bank of Edmond
| RSSD ID 172457 | CERTIFICATE 4084 | ABA NUMBER 103002251 |
| 1 E 1st St |
Quarter Ended : |
2025-12-31 |
| Edmond, Oklahoma, 73034 |
Updated : |
2026-02-06 |
| www.mycitizens.bank |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 417,511 |
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Total Interest Income | 22,907 |
| Total Liabilities | 385,131 |
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Total NonInterest Income | 1,866 |
| Total Bank Equity Capital | 32,380 |
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Total Interest Expense | 7,011 |
| Total Deposits | 378,490 |
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Total NonInterest Expense | 13,928 |
| Net Loans & Leases | 341,627 |
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Net Income | 3,834 |
| Loan Loss Allowance | 3,344 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,742 |
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Total loans | 343,122 |
| Total assets for the leverage ratio | 394,961 |
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Loans secured by real estate: | 311,725 |
| Tier 1 Leverage Ratio | 8.94 |
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Commercial and industrial loans | 27,473 |
| Tier 1 Capital Ratio | 11.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.4 |
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Loans to individuals - Other | 905 |
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:· The Citizens Bank of Edmond
