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Crest Savings Bank

Crest Savings Bank
RSSD ID 172475 | CERTIFICATE 28818 | ABA NUMBER 231271501
3301 Pacific Ave Quarter Ended : 2025-09-30
Wildwood, New Jersey, 8260 Updated : 2025-10-29
www.crestsavings.bank

Institution Profile
Year Opened : 1919 Institution Type : Stock and Mutual Savings bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 8 Number of Employees : 89
Related Company Filings Regulator
 CREST SAVINGS BCORP MHC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets620,226
Total Interest Income18,146
Total Liabilities571,183
Total NonInterest Income1,924
Total Bank Equity Capital49,043
Total Interest Expense6,643
Total Deposits546,049
Total NonInterest Expense11,252
Net Loans & Leases444,416
Net Income1,598
Loan Loss Allowance2,810
Net Charge Offs(4)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital51,935
Total loans447,721
Total assets for the leverage ratio607,602
Loans secured by real estate:419,519
Tier 1 Leverage Ratio8.07
Commercial and industrial loans3,301
Tier 1 Capital Ratio13.89
Loans to individuals - Credit Cards0
Total Capital Ratio14.71
Loans to individuals - Other24,542





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury