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 Crest Savings Bank
Crest Savings Bank
| RSSD ID 172475 | CERTIFICATE 28818 | ABA NUMBER 231271501 |
| 3301 Pacific Ave |
Quarter Ended : |
2025-12-31 |
| Wildwood, New Jersey, 8260 |
Updated : |
2026-01-30 |
| www.crestsavings.bank |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 588,900 |
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Total Interest Income | 24,736 |
| Total Liabilities | 539,069 |
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Total NonInterest Income | 2,588 |
| Total Bank Equity Capital | 49,831 |
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Total Interest Expense | 9,039 |
| Total Deposits | 514,497 |
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Total NonInterest Expense | 14,984 |
| Net Loans & Leases | 442,505 |
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Net Income | 2,392 |
| Loan Loss Allowance | 2,871 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 52,794 |
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Total loans | 444,799 |
| Total assets for the leverage ratio | 606,201 |
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Loans secured by real estate: | 417,043 |
| Tier 1 Leverage Ratio | 8.22 |
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Commercial and industrial loans | 2,964 |
| Tier 1 Capital Ratio | 14.2 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.04 |
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Loans to individuals - Other | 24,450 |
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:· Crest Savings Bank
