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Crest Savings Bank
Crest Savings Bank
| RSSD ID 172475 | CERTIFICATE 28818 | ABA NUMBER 231271501 |
| 3301 Pacific Ave |
Quarter Ended : |
2025-09-30 |
| Wildwood, New Jersey, 8260 |
Updated : |
2025-10-29 |
| www.crestsavings.bank |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
89 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 620,226 |
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Total Interest Income | 18,146 |
| Total Liabilities | 571,183 |
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Total NonInterest Income | 1,924 |
| Total Bank Equity Capital | 49,043 |
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Total Interest Expense | 6,643 |
| Total Deposits | 546,049 |
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Total NonInterest Expense | 11,252 |
| Net Loans & Leases | 444,416 |
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Net Income | 1,598 |
| Loan Loss Allowance | 2,810 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 51,935 |
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Total loans | 447,721 |
| Total assets for the leverage ratio | 607,602 |
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Loans secured by real estate: | 419,519 |
| Tier 1 Leverage Ratio | 8.07 |
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Commercial and industrial loans | 3,301 |
| Tier 1 Capital Ratio | 13.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.71 |
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Loans to individuals - Other | 24,542 |
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