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 The National Bank of Middlebury
The National Bank of Middlebury
| RSSD ID 173306 | CERTIFICATE 6275 | ABA NUMBER 11601087 |
| 30 Main St |
Quarter Ended : |
2025-03-31 |
| Middlebury, Vermont, 5753 |
Updated : |
2025-04-25 |
| www.nbmvt.com |
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| Institution Profile |
| Year Opened : |
1831 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
86 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 547,001 |
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Total Interest Income | 5,324 |
| Total Liabilities | 510,764 |
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Total NonInterest Income | 1,086 |
| Total Bank Equity Capital | 36,237 |
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Total Interest Expense | 1,290 |
| Total Deposits | 502,984 |
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Total NonInterest Expense | 3,986 |
| Net Loans & Leases | 347,115 |
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Net Income | 1,017 |
| Loan Loss Allowance | 1,340 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 51,383 |
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Total loans | 347,042 |
| Total assets for the leverage ratio | 563,005 |
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Loans secured by real estate: | 296,257 |
| Tier 1 Leverage Ratio | 8.88 |
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Commercial and industrial loans | 34,798 |
| Tier 1 Capital Ratio | 15.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.73 |
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Loans to individuals - Other | 7,355 |
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:· The National Bank of Middlebury
