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 The National Bank of Middlebury
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The National Bank of Middlebury
| RSSD ID 173306 | CERTIFICATE 6275 | ABA NUMBER 11601087 |
| 30 Main St |
Quarter Ended : |
2026-06-30 |
| Middlebury, Vermont, 5753 |
Updated : |
2026-07-27 |
| www.nbmvt.com |
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| Institution Profile |
| Year Opened : |
1831 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 553,549 |
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Total Interest Income | 11,397 |
| Total Liabilities | 508,156 |
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Total NonInterest Income | 2,481 |
| Total Bank Equity Capital | 45,393 |
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Total Interest Expense | 2,150 |
| Total Deposits | 500,193 |
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Total NonInterest Expense | 8,483 |
| Net Loans & Leases | 347,568 |
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Net Income | 2,792 |
| Loan Loss Allowance | 1,329 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 57,142 |
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Total loans | 349,008 |
| Total assets for the leverage ratio | 565,674 |
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Loans secured by real estate: | 300,147 |
| Tier 1 Leverage Ratio | 9.86 |
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Commercial and industrial loans | 36,202 |
| Tier 1 Capital Ratio | 17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.42 |
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Loans to individuals - Other | 4,118 |
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:· The National Bank of Middlebury
