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 The National Bank of Middlebury
The National Bank of Middlebury
| RSSD ID 173306 | CERTIFICATE 6275 | ABA NUMBER 11601087 |
| 30 Main St |
Quarter Ended : |
2025-06-30 |
| Middlebury, Vermont, 05753 |
Updated : |
2025-07-28 |
| www.nbmvt.com |
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| Institution Profile |
| Year Opened : |
1831 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 552,605 |
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Total Interest Income | 10,813 |
| Total Liabilities | 514,314 |
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Total NonInterest Income | 2,282 |
| Total Bank Equity Capital | 38,291 |
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Total Interest Expense | 2,606 |
| Total Deposits | 506,456 |
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Total NonInterest Expense | 8,012 |
| Net Loans & Leases | 347,157 |
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Net Income | 2,222 |
| Loan Loss Allowance | 1,323 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 52,345 |
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Total loans | 349,328 |
| Total assets for the leverage ratio | 565,063 |
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Loans secured by real estate: | 298,675 |
| Tier 1 Leverage Ratio | 9.02 |
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Commercial and industrial loans | 35,489 |
| Tier 1 Capital Ratio | 15.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.98 |
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Loans to individuals - Other | 6,559 |
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:· The National Bank of Middlebury
