|
 |
|
|
 The National Bank of Middlebury
The National Bank of Middlebury
| RSSD ID 173306 | CERTIFICATE 6275 | ABA NUMBER 11601087 |
| 30 Main St |
Quarter Ended : |
2025-09-30 |
| Middlebury, Vermont, 5753 |
Updated : |
2025-10-27 |
| www.nbmvt.com |
|
| Institution Profile |
| Year Opened : |
1831 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
82 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 555,394 |
|
Total Interest Income | 16,423 |
| Total Liabilities | 513,496 |
|
Total NonInterest Income | 4,181 |
| Total Bank Equity Capital | 41,898 |
|
Total Interest Expense | 3,871 |
| Total Deposits | 505,798 |
|
Total NonInterest Expense | 11,991 |
| Net Loans & Leases | 349,948 |
|
Net Income | 4,135 |
| Loan Loss Allowance | 1,320 |
|
Net Charge Offs | 14 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 54,021 |
|
Total loans | 349,270 |
| Total assets for the leverage ratio | 566,240 |
|
Loans secured by real estate: | 299,905 |
| Tier 1 Leverage Ratio | 9.3 |
|
Commercial and industrial loans | 34,786 |
| Tier 1 Capital Ratio | 15.96 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.38 |
|
Loans to individuals - Other | 5,839 |
|
|
|
|
:· america's oldest banks :· The National Bank of Middlebury
