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 The First National Bank of Russell Springs
The First National Bank of Russell Springs
| RSSD ID 173641 | CERTIFICATE 2767 | ABA NUMBER 83905892 |
| 36 W Steve Wariner Dr |
Quarter Ended : |
2025-12-31 |
| Russell Springs, Kentucky, 42642 |
Updated : |
2026-01-27 |
| www.fnbrs.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 465,073 |
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Total Interest Income | 24,632 |
| Total Liabilities | 424,344 |
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Total NonInterest Income | 1,058 |
| Total Bank Equity Capital | 40,729 |
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Total Interest Expense | 10,443 |
| Total Deposits | 421,539 |
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Total NonInterest Expense | 7,675 |
| Net Loans & Leases | 313,275 |
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Net Income | 5,337 |
| Loan Loss Allowance | 3,324 |
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Net Charge Offs | (31) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 315,093 |
| Total assets for the leverage ratio | 453,470 |
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Loans secured by real estate: | 281,957 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 20,691 |
| Off Balance Sheet Exposures (%) | 7.63 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,507 |
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:· The First National Bank of Russell Springs
