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Blue Ridge Bank
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Blue Ridge Bank
| RSSD ID 174321 | CERTIFICATE 17773 | ABA NUMBER 53207669 |
| 100 E Main St |
Quarter Ended : |
2026-06-30 |
| Walhalla, South Carolina, 29691 |
Updated : |
2026-07-27 |
| blueridge.bank |
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| Institution Profile |
| Year Opened : |
1957 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 199,449 |
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Total Interest Income | 4,897 |
| Total Liabilities | 182,355 |
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Total NonInterest Income | 370 |
| Total Bank Equity Capital | 17,094 |
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Total Interest Expense | 520 |
| Total Deposits | 181,813 |
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Total NonInterest Expense | 4,037 |
| Net Loans & Leases | 133,917 |
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Net Income | 525 |
| Loan Loss Allowance | 2,183 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 19,792 |
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Total loans | 134,142 |
| Total assets for the leverage ratio | 198,283 |
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Loans secured by real estate: | 122,186 |
| Tier 1 Leverage Ratio | 9.19 |
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Commercial and industrial loans | 8,761 |
| Tier 1 Capital Ratio | 14.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.86 |
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Loans to individuals - Other | 3,194 |
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