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 Blue Ridge Bank
Blue Ridge Bank
| RSSD ID 174321 | CERTIFICATE 17773 | ABA NUMBER 53207669 |
| 100 E Main St |
Quarter Ended : |
2025-12-31 |
| Walhalla, South Carolina, 29691 |
Updated : |
2026-01-27 |
| blueridge.bank |
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| Institution Profile |
| Year Opened : |
1957 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 193,790 |
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Total Interest Income | 9,626 |
| Total Liabilities | 177,103 |
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Total NonInterest Income | 722 |
| Total Bank Equity Capital | 16,687 |
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Total Interest Expense | 1,024 |
| Total Deposits | 176,549 |
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Total NonInterest Expense | 7,549 |
| Net Loans & Leases | 129,084 |
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Net Income | 1,205 |
| Loan Loss Allowance | 2,109 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,216 |
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Total loans | 130,130 |
| Total assets for the leverage ratio | 196,487 |
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Loans secured by real estate: | 118,876 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 8,020 |
| Tier 1 Capital Ratio | 14.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.9 |
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Loans to individuals - Other | 3,234 |
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:· Blue Ridge Bank
