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Bank of Western Oklahoma

Bank of Western Oklahoma
RSSD ID 175056 | CERTIFICATE 4087 | ABA NUMBER 103101602
201 E Broadway Ave Quarter Ended : 2025-06-30
Elk City, Oklahoma, 73644 Updated : 2025-07-07
www.bankofwesternoklahoma.com

Institution Profile
Year Opened : 1908 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : Agricultural Specialization
Number of Offices : 6 Number of Employees : 76
Related Company Filings Regulator
 WESTERN OK BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets432,331
Total Interest Income15,239
Total Liabilities396,152
Total NonInterest Income498
Total Bank Equity Capital36,179
Total Interest Expense4,730
Total Deposits392,436
Total NonInterest Expense5,411
Net Loans & Leases363,144
Net Income5,140
Loan Loss Allowance3,204
Net Charge Offs33



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital37,042
Total loans352,728
Total assets for the leverage ratio418,084
Loans secured by real estate:233,512
Tier 1 Leverage Ratio8.07
Commercial and industrial loans60,249
Tier 1 Capital Ratio9.68
Loans to individuals - Credit Cards0
Total Capital Ratio10.64
Loans to individuals - Other2,158





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury