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 Bank of Western Oklahoma
Bank of Western Oklahoma
| RSSD ID 175056 | CERTIFICATE 4087 | ABA NUMBER 103101602 |
| 201 E Broadway Ave |
Quarter Ended : |
2025-06-30 |
| Elk City, Oklahoma, 73644 |
Updated : |
2025-07-07 |
| www.bankofwesternoklahoma.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
76 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 432,331 |
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Total Interest Income | 15,239 |
| Total Liabilities | 396,152 |
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Total NonInterest Income | 498 |
| Total Bank Equity Capital | 36,179 |
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Total Interest Expense | 4,730 |
| Total Deposits | 392,436 |
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Total NonInterest Expense | 5,411 |
| Net Loans & Leases | 363,144 |
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Net Income | 5,140 |
| Loan Loss Allowance | 3,204 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,042 |
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Total loans | 352,728 |
| Total assets for the leverage ratio | 418,084 |
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Loans secured by real estate: | 233,512 |
| Tier 1 Leverage Ratio | 8.07 |
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Commercial and industrial loans | 60,249 |
| Tier 1 Capital Ratio | 9.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.64 |
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Loans to individuals - Other | 2,158 |
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:· Bank of Western Oklahoma
