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 Bank of Western Oklahoma
Bank of Western Oklahoma
| RSSD ID 175056 | CERTIFICATE 4087 | ABA NUMBER 103101602 |
| 201 E Broadway Ave |
Quarter Ended : |
2025-09-30 |
| Elk City, Oklahoma, 73644 |
Updated : |
2025-10-10 |
| www.bankofwesternoklahoma.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 442,718 |
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Total Interest Income | 23,442 |
| Total Liabilities | 405,266 |
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Total NonInterest Income | 673 |
| Total Bank Equity Capital | 37,452 |
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Total Interest Expense | 7,220 |
| Total Deposits | 401,166 |
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Total NonInterest Expense | 8,162 |
| Net Loans & Leases | 379,294 |
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Net Income | 8,276 |
| Loan Loss Allowance | 3,115 |
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Net Charge Offs | 122 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,176 |
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Total loans | 374,650 |
| Total assets for the leverage ratio | 433,018 |
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Loans secured by real estate: | 240,225 |
| Tier 1 Leverage Ratio | 8.07 |
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Commercial and industrial loans | 73,315 |
| Tier 1 Capital Ratio | 9.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.61 |
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Loans to individuals - Other | 2,395 |
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:· Bank of Western Oklahoma
