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Bank of Western Oklahoma
Bank of Western Oklahoma
RSSD ID 175056 | CERTIFICATE 4087 | ABA NUMBER 103101602
201 E Broadway Ave Quarter Ended : 2025-03-31
Elk City, Oklahoma, 73644 Updated : 2025-04-14
www.bankofwesternoklahoma.com

Institution Profile
Year Opened : 1908 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : Agricultural Specialization
Number of Offices : 6 Number of Employees : 69
Related Company Filings Regulator
 WESTERN OK BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets411,954
Total Interest Income7,370
Total Liabilities376,735
Total NonInterest Income185
Total Bank Equity Capital35,219
Total Interest Expense2,375
Total Deposits372,870
Total NonInterest Expense2,764
Net Loans & Leases336,485
Net Income2,330
Loan Loss Allowance2,826
Net Charge Offs55



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital35,754
Total loans330,231
Total assets for the leverage ratio407,198
Loans secured by real estate:219,911
Tier 1 Leverage Ratio8.06
Commercial and industrial loans59,035
Tier 1 Capital Ratio10.4
Loans to individuals - Credit Cards0
Total Capital Ratio11.32
Loans to individuals - Other2,277





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury