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 Bank of Western Oklahoma
Bank of Western Oklahoma
| RSSD ID 175056 | CERTIFICATE 4087 | ABA NUMBER 103101602 |
| 201 E Broadway Ave |
Quarter Ended : |
2025-12-31 |
| Elk City, Oklahoma, 73644 |
Updated : |
2026-01-06 |
| www.bankofwesternoklahoma.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 462,981 |
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Total Interest Income | 31,823 |
| Total Liabilities | 424,118 |
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Total NonInterest Income | 777 |
| Total Bank Equity Capital | 38,863 |
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Total Interest Expense | 9,721 |
| Total Deposits | 419,600 |
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Total NonInterest Expense | 11,163 |
| Net Loans & Leases | 374,167 |
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Net Income | 9,700 |
| Loan Loss Allowance | 3,533 |
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Net Charge Offs | 1,304 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 39,977 |
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Total loans | 374,519 |
| Total assets for the leverage ratio | 465,144 |
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Loans secured by real estate: | 252,712 |
| Tier 1 Leverage Ratio | 7.82 |
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Commercial and industrial loans | 55,399 |
| Tier 1 Capital Ratio | 10.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.39 |
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Loans to individuals - Other | 2,299 |
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:· Bank of Western Oklahoma
