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 Bank of Millbrook
Bank of Millbrook
| RSSD ID 175609 | CERTIFICATE 618 | ABA NUMBER 21907975 |
| 3263 Franklin Ave |
Quarter Ended : |
2025-12-31 |
| Millbrook, New York, 12545 |
Updated : |
2026-01-29 |
| WWW.BANKOFMILLBROOK.COM |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 308,492 |
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Total Interest Income | 12,438 |
| Total Liabilities | 270,493 |
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Total NonInterest Income | 2,752 |
| Total Bank Equity Capital | 37,999 |
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Total Interest Expense | 419 |
| Total Deposits | 268,545 |
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Total NonInterest Expense | 7,585 |
| Net Loans & Leases | 133,852 |
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Net Income | 5,487 |
| Loan Loss Allowance | 2,516 |
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Net Charge Offs | 45 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,392 |
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Total loans | 134,613 |
| Total assets for the leverage ratio | 308,584 |
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Loans secured by real estate: | 121,706 |
| Tier 1 Leverage Ratio | 11.5 |
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Commercial and industrial loans | 6,997 |
| Tier 1 Capital Ratio | 23.49 |
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Loans to individuals - Credit Cards | 518 |
| Total Capital Ratio | 24.75 |
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Loans to individuals - Other | 5,393 |
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:· Bank of Millbrook
