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 Farmers & Merchants Bank
Farmers & Merchants Bank
| RSSD ID 176325 | CERTIFICATE 9462 | ABA NUMBER 42213389 |
| 41 S 1st St |
Quarter Ended : |
2025-09-30 |
| Miamisburg, Ohio, 45342 |
Updated : |
2025-10-14 |
| www.bankwithfm.com |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
40 |
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| Related Company Filings |
Regulator |
 F&M BCORP |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 347,503 |
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Total Interest Income | 15,309 |
| Total Liabilities | 311,682 |
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Total NonInterest Income | 1,061 |
| Total Bank Equity Capital | 35,821 |
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Total Interest Expense | 4,600 |
| Total Deposits | 297,943 |
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Total NonInterest Expense | 5,843 |
| Net Loans & Leases | 277,217 |
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Net Income | 4,385 |
| Loan Loss Allowance | 4,347 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,054 |
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Total loans | 278,840 |
| Total assets for the leverage ratio | 345,033 |
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Loans secured by real estate: | 230,437 |
| Tier 1 Leverage Ratio | 11.39 |
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Commercial and industrial loans | 37,552 |
| Tier 1 Capital Ratio | 13.16 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.42 |
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Loans to individuals - Other | 1,004 |
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:· Farmers & Merchants Bank
