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 The Sacramento Deposit Bank
The Sacramento Deposit Bank
| RSSD ID 180144 | CERTIFICATE 8762 | ABA NUMBER 83905902 |
| 335 Main St |
Quarter Ended : |
2025-12-31 |
| Sacramento, Kentucky, 42372 |
Updated : |
2026-01-27 |
| www.sdbweb.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 146,971 |
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Total Interest Income | 8,337 |
| Total Liabilities | 136,130 |
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Total NonInterest Income | 563 |
| Total Bank Equity Capital | 10,841 |
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Total Interest Expense | 2,712 |
| Total Deposits | 134,863 |
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Total NonInterest Expense | 3,442 |
| Net Loans & Leases | 92,120 |
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Net Income | 2,546 |
| Loan Loss Allowance | 933 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,894 |
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Total loans | 91,939 |
| Total assets for the leverage ratio | 149,183 |
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Loans secured by real estate: | 70,769 |
| Tier 1 Leverage Ratio | 9.36 |
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Commercial and industrial loans | 5,166 |
| Tier 1 Capital Ratio | 14.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.35 |
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Loans to individuals - Other | 7,332 |
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:· The Sacramento Deposit Bank
