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 First National Bank and Trust
First National Bank and Trust
| RSSD ID 183958 | CERTIFICATE 4756 | ABA NUMBER 101103356 |
| 225 State St |
Quarter Ended : |
2025-09-30 |
| Phillipsburg, Kansas, 67661 |
Updated : |
2025-10-29 |
| www.agbank.bank |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 305,339 |
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Total Interest Income | 13,093 |
| Total Liabilities | 263,239 |
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Total NonInterest Income | 1,890 |
| Total Bank Equity Capital | 42,100 |
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Total Interest Expense | 3,330 |
| Total Deposits | 252,168 |
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Total NonInterest Expense | 7,129 |
| Net Loans & Leases | 204,811 |
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Net Income | 3,489 |
| Loan Loss Allowance | 4,269 |
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Net Charge Offs | 804 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 206,693 |
| Total assets for the leverage ratio | 299,832 |
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Loans secured by real estate: | 82,310 |
| Tier 1 Leverage Ratio | 14.97 |
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Commercial and industrial loans | 24,824 |
| Off Balance Sheet Exposures (%) | 13.73 |
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Loans to individuals - Credit Cards | 521 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,139 |
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:· First National Bank and Trust
