|
 |
|
|
 Ledyard National Bank
Ledyard National Bank
| RSSD ID 1863097 | CERTIFICATE 33418 | ABA NUMBER 11701987 |
| 320 Main St |
Quarter Ended : |
2025-09-30 |
| Norwich, Vermont, 5055 |
Updated : |
2025-10-30 |
| www.ledyard.bank |
|
| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
133 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,029,318 |
|
Total Interest Income | 34,405 |
| Total Liabilities | 956,425 |
|
Total NonInterest Income | 13,894 |
| Total Bank Equity Capital | 72,893 |
|
Total Interest Expense | 16,363 |
| Total Deposits | 849,808 |
|
Total NonInterest Expense | 25,425 |
| Net Loans & Leases | 642,855 |
|
Net Income | 4,796 |
| Loan Loss Allowance | 4,442 |
|
Net Charge Offs | 6 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 87,106 |
|
Total loans | 637,995 |
| Total assets for the leverage ratio | 1,019,673 |
|
Loans secured by real estate: | 536,955 |
| Tier 1 Leverage Ratio | 8.05 |
|
Commercial and industrial loans | 83,151 |
| Tier 1 Capital Ratio | 11.62 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.33 |
|
Loans to individuals - Other | 17,890 |
|
|
|
|
:· Ledyard National Bank
