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 Ledyard National Bank
Ledyard National Bank
| RSSD ID 1863097 | CERTIFICATE 33418 | ABA NUMBER 11701987 |
| 320 Main St |
Quarter Ended : |
2025-03-31 |
| Norwich, Vermont, 5055 |
Updated : |
2025-04-30 |
| www.ledyard.bank |
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| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
128 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 974,770 |
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Total Interest Income | 10,826 |
| Total Liabilities | 904,345 |
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Total NonInterest Income | 4,488 |
| Total Bank Equity Capital | 70,425 |
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Total Interest Expense | 5,071 |
| Total Deposits | 799,352 |
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Total NonInterest Expense | 7,974 |
| Net Loans & Leases | 604,485 |
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Net Income | 1,443 |
| Loan Loss Allowance | 4,177 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 84,940 |
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Total loans | 594,652 |
| Total assets for the leverage ratio | 949,128 |
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Loans secured by real estate: | 501,828 |
| Tier 1 Leverage Ratio | 8.45 |
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Commercial and industrial loans | 75,171 |
| Tier 1 Capital Ratio | 11.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.45 |
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Loans to individuals - Other | 17,653 |
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:· Ledyard National Bank
