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 Ledyard National Bank
Ledyard National Bank
| RSSD ID 1863097 | CERTIFICATE 33418 | ABA NUMBER 11701987 |
| 320 Main St |
Quarter Ended : |
2025-12-31 |
| Norwich, Vermont, 5055 |
Updated : |
2026-01-28 |
| www.ledyard.bank |
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| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,059,568 |
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Total Interest Income | 46,821 |
| Total Liabilities | 983,535 |
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Total NonInterest Income | 19,279 |
| Total Bank Equity Capital | 76,033 |
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Total Interest Expense | 22,067 |
| Total Deposits | 882,603 |
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Total NonInterest Expense | 34,622 |
| Net Loans & Leases | 666,191 |
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Net Income | 7,010 |
| Loan Loss Allowance | 4,594 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 89,536 |
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Total loans | 653,744 |
| Total assets for the leverage ratio | 1,043,171 |
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Loans secured by real estate: | 552,073 |
| Tier 1 Leverage Ratio | 8.1 |
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Commercial and industrial loans | 83,049 |
| Tier 1 Capital Ratio | 11.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.34 |
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Loans to individuals - Other | 18,622 |
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:· Ledyard National Bank
