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 First Citizens Bank
First Citizens Bank
| RSSD ID 186744 | CERTIFICATE 4433 | ABA NUMBER 73901602 |
| 2601 4th St Sw |
Quarter Ended : |
2025-12-31 |
| Mason City, Iowa, 50401 |
Updated : |
2026-01-28 |
| www.myfcb.bank |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
205 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,830,219 |
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Total Interest Income | 97,169 |
| Total Liabilities | 1,625,987 |
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Total NonInterest Income | 12,445 |
| Total Bank Equity Capital | 204,232 |
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Total Interest Expense | 41,327 |
| Total Deposits | 1,610,524 |
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Total NonInterest Expense | 29,641 |
| Net Loans & Leases | 1,321,863 |
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Net Income | 30,855 |
| Loan Loss Allowance | 19,100 |
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Net Charge Offs | (48) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 236,595 |
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Total loans | 1,326,665 |
| Total assets for the leverage ratio | 1,888,215 |
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Loans secured by real estate: | 973,743 |
| Tier 1 Leverage Ratio | 11.48 |
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Commercial and industrial loans | 154,967 |
| Tier 1 Capital Ratio | 13.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.93 |
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Loans to individuals - Other | 17,998 |
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:· First Citizens Bank
