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 First Citizens Bank
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First Citizens Bank
| RSSD ID 186744 | CERTIFICATE 4433 | ABA NUMBER 73901602 |
| 2601 4th St Sw |
Quarter Ended : |
2026-06-30 |
| Mason City, Iowa, 50401 |
Updated : |
2026-07-28 |
| www.myfcb.bank |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
203 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,797,291 |
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Total Interest Income | 47,650 |
| Total Liabilities | 1,592,112 |
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Total NonInterest Income | 6,205 |
| Total Bank Equity Capital | 205,179 |
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Total Interest Expense | 17,093 |
| Total Deposits | 1,576,073 |
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Total NonInterest Expense | 17,000 |
| Net Loans & Leases | 1,309,877 |
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Net Income | 19,021 |
| Loan Loss Allowance | 18,279 |
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Net Charge Offs | 897 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 240,050 |
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Total loans | 1,346,482 |
| Total assets for the leverage ratio | 1,844,236 |
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Loans secured by real estate: | 964,660 |
| Tier 1 Leverage Ratio | 11.96 |
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Commercial and industrial loans | 178,876 |
| Tier 1 Capital Ratio | 13.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.96 |
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Loans to individuals - Other | 15,848 |
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:· First Citizens Bank
