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 Vermont State Bank
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Vermont State Bank
| RSSD ID 187648 | CERTIFICATE 16585 | ABA NUMBER 71122205 |
| 106 N Main St |
Quarter Ended : |
2026-03-31 |
| Vermont, Illinois, 61484 |
Updated : |
2026-05-12 |
| https://www.vermontstatebank.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 31,082 |
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Total Interest Income | 322 |
| Total Liabilities | 22,973 |
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Total NonInterest Income | 2,734 |
| Total Bank Equity Capital | 8,109 |
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Total Interest Expense | 99 |
| Total Deposits | 21,692 |
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Total NonInterest Expense | 2,181 |
| Net Loans & Leases | 13,093 |
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Net Income | 534 |
| Loan Loss Allowance | 663 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,391 |
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Total loans | 13,082 |
| Total assets for the leverage ratio | 31,019 |
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Loans secured by real estate: | 10,919 |
| Tier 1 Leverage Ratio | 26.47 |
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Commercial and industrial loans | 569 |
| Tier 1 Capital Ratio | 59.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 60.34 |
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Loans to individuals - Other | 1,977 |
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:· Vermont State Bank
