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 Vermont State Bank
Vermont State Bank
| RSSD ID 187648 | CERTIFICATE 16585 | ABA NUMBER 71122205 |
| 106 N Main St |
Quarter Ended : |
2025-12-31 |
| Vermont, Illinois, 61484 |
Updated : |
2026-01-29 |
| https://www.vermontstatebank.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 31,203 |
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Total Interest Income | 1,209 |
| Total Liabilities | 23,622 |
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Total NonInterest Income | 9,510 |
| Total Bank Equity Capital | 7,581 |
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Total Interest Expense | 388 |
| Total Deposits | 22,419 |
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Total NonInterest Expense | 8,794 |
| Net Loans & Leases | 13,094 |
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Net Income | 1,089 |
| Loan Loss Allowance | 639 |
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Net Charge Offs | 93 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 7,786 |
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Total loans | 13,445 |
| Total assets for the leverage ratio | 27,660 |
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Loans secured by real estate: | 11,194 |
| Tier 1 Leverage Ratio | 27.51 |
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Commercial and industrial loans | 631 |
| Tier 1 Capital Ratio | 54.77 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 56.05 |
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Loans to individuals - Other | 2,028 |
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:· Vermont State Bank
