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 Vermont State Bank
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Vermont State Bank
| RSSD ID 187648 | CERTIFICATE 16585 | ABA NUMBER 71122205 |
| 106 N Main St |
Quarter Ended : |
2026-06-30 |
| Vermont, Illinois, 61484 |
Updated : |
2026-07-27 |
| https://www.vermontstatebank.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 30,974 |
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Total Interest Income | 645 |
| Total Liabilities | 22,411 |
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Total NonInterest Income | 5,546 |
| Total Bank Equity Capital | 8,563 |
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Total Interest Expense | 190 |
| Total Deposits | 21,017 |
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Total NonInterest Expense | 4,606 |
| Net Loans & Leases | 13,503 |
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Net Income | 985 |
| Loan Loss Allowance | 664 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,918 |
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Total loans | 13,397 |
| Total assets for the leverage ratio | 31,023 |
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Loans secured by real estate: | 10,902 |
| Tier 1 Leverage Ratio | 28.17 |
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Commercial and industrial loans | 534 |
| Tier 1 Capital Ratio | 63.32 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 64.61 |
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Loans to individuals - Other | 2,315 |
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:· Vermont State Bank
