|
 |
|
|
 PCSB Bank
PCSB Bank
| RSSD ID 188449 | CERTIFICATE 14522 | ABA NUMBER 73902397 |
| 120 E Washington St |
Quarter Ended : |
2025-09-30 |
| Clarinda, Iowa, 51632 |
Updated : |
2025-10-14 |
| www.wearepcsb.com |
|
| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
42 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 326,943 |
|
Total Interest Income | 10,632 |
| Total Liabilities | 298,626 |
|
Total NonInterest Income | 807 |
| Total Bank Equity Capital | 28,317 |
|
Total Interest Expense | 4,415 |
| Total Deposits | 297,011 |
|
Total NonInterest Expense | 5,309 |
| Net Loans & Leases | 172,976 |
|
Net Income | 1,645 |
| Loan Loss Allowance | 2,025 |
|
Net Charge Offs | 172 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 174,610 |
| Total assets for the leverage ratio | 325,804 |
|
Loans secured by real estate: | 120,108 |
| Tier 1 Leverage Ratio | 10.92 |
|
Commercial and industrial loans | 14,122 |
| Off Balance Sheet Exposures (%) | 7.29 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 6,573 |
|
|
|
|
:· PCSB Bank
