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 PCSB Bank
PCSB Bank
| RSSD ID 188449 | CERTIFICATE 14522 | ABA NUMBER 73902397 |
| 120 E Washington St |
Quarter Ended : |
2025-06-30 |
| Clarinda, Iowa, 51632 |
Updated : |
2025-07-16 |
| www.wearepcsb.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 318,393 |
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Total Interest Income | 7,032 |
| Total Liabilities | 292,687 |
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Total NonInterest Income | 562 |
| Total Bank Equity Capital | 25,706 |
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Total Interest Expense | 2,945 |
| Total Deposits | 291,131 |
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Total NonInterest Expense | 3,525 |
| Net Loans & Leases | 173,405 |
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Net Income | 1,078 |
| Loan Loss Allowance | 2,027 |
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Net Charge Offs | 170 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 173,847 |
| Total assets for the leverage ratio | 329,655 |
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Loans secured by real estate: | 119,743 |
| Tier 1 Leverage Ratio | 10.69 |
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Commercial and industrial loans | 15,030 |
| Off Balance Sheet Exposures (%) | 6.47 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,692 |
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:· PCSB Bank
