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 Unity Bank
Unity Bank
| RSSD ID 1890525 | CERTIFICATE 33503 | ABA NUMBER 21210057 |
| 64 Old Highway 22 |
Quarter Ended : |
2025-12-31 |
| Clinton, New Jersey, 8809 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1991 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
239 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,956,346 |
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Total Interest Income | 175,699 |
| Total Liabilities | 2,611,077 |
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Total NonInterest Income | 6,932 |
| Total Bank Equity Capital | 345,269 |
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Total Interest Expense | 56,050 |
| Total Deposits | 2,324,458 |
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Total NonInterest Expense | 52,616 |
| Net Loans & Leases | 2,504,239 |
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Net Income | 53,070 |
| Loan Loss Allowance | 32,342 |
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Net Charge Offs | 1,146 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 374,667 |
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Total loans | 2,504,338 |
| Total assets for the leverage ratio | 2,782,621 |
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Loans secured by real estate: | 2,409,758 |
| Tier 1 Leverage Ratio | 12.39 |
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Commercial and industrial loans | 90,556 |
| Tier 1 Capital Ratio | 14.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.7 |
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Loans to individuals - Other | 3,715 |
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:· Unity Bank
