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The Commercial and Savings Bank of Millersburg, Ohio
The Commercial and Savings Bank of Millersburg, Ohio
| RSSD ID 189129 | CERTIFICATE 9139 | ABA NUMBER 41206135 |
| 91 N Clay St |
Quarter Ended : |
2025-09-30 |
| Millersburg, Ohio, 44654 |
Updated : |
2025-10-29 |
| www.csb1.com |
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| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
181 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,247,943 |
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Total Interest Income | 41,915 |
| Total Liabilities | 1,123,900 |
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Total NonInterest Income | 5,336 |
| Total Bank Equity Capital | 124,043 |
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Total Interest Expense | 10,959 |
| Total Deposits | 1,097,334 |
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Total NonInterest Expense | 20,125 |
| Net Loans & Leases | 801,328 |
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Net Income | 11,775 |
| Loan Loss Allowance | 8,720 |
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Net Charge Offs | 402 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 134,163 |
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Total loans | 802,858 |
| Total assets for the leverage ratio | 1,253,660 |
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Loans secured by real estate: | 660,681 |
| Tier 1 Leverage Ratio | 9.97 |
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Commercial and industrial loans | 120,678 |
| Tier 1 Capital Ratio | 15.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.53 |
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Loans to individuals - Other | 14,008 |
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