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 First State Bank of Texas
First State Bank of Texas
| RSSD ID 190563 | CERTIFICATE 11922 | ABA NUMBER 114916705 |
| 4039 I-10 East |
Quarter Ended : |
2025-12-31 |
| Orange, Texas, 77630 |
Updated : |
2026-02-04 |
| www.fsboftx.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
66 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 368,714 |
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Total Interest Income | 22,905 |
| Total Liabilities | 332,469 |
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Total NonInterest Income | 1,160 |
| Total Bank Equity Capital | 36,245 |
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Total Interest Expense | 7,375 |
| Total Deposits | 330,638 |
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Total NonInterest Expense | 12,436 |
| Net Loans & Leases | 258,093 |
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Net Income | 1,831 |
| Loan Loss Allowance | 3,649 |
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Net Charge Offs | 692 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 252,343 |
| Total assets for the leverage ratio | 360,992 |
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Loans secured by real estate: | 188,727 |
| Tier 1 Leverage Ratio | 9.11 |
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Commercial and industrial loans | 51,221 |
| Off Balance Sheet Exposures (%) | 15.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,767 |
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:· First State Bank of Texas
