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 First State Bank of the Florida Keys
First State Bank of the Florida Keys
| RSSD ID 191935 | CERTIFICATE 17509 | ABA NUMBER 67000438 |
| 1201 Simonton St |
Quarter Ended : |
2025-12-31 |
| Key West, Florida, 33040 |
Updated : |
2026-01-30 |
| keysbank.com |
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| Institution Profile |
| Year Opened : |
1955 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
184 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,143,806 |
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Total Interest Income | 57,097 |
| Total Liabilities | 1,038,852 |
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Total NonInterest Income | 5,192 |
| Total Bank Equity Capital | 104,954 |
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Total Interest Expense | 20,133 |
| Total Deposits | 1,013,467 |
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Total NonInterest Expense | 33,047 |
| Net Loans & Leases | 824,559 |
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Net Income | 6,966 |
| Loan Loss Allowance | 9,104 |
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Net Charge Offs | 258 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 131,254 |
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Total loans | 811,944 |
| Total assets for the leverage ratio | 1,149,018 |
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Loans secured by real estate: | 675,028 |
| Tier 1 Leverage Ratio | 10.59 |
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Commercial and industrial loans | 39,522 |
| Tier 1 Capital Ratio | 15.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.51 |
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Loans to individuals - Other | 40,658 |
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:· First State Bank of the Florida Keys
