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 Panhandle First Bank
Panhandle First Bank
| RSSD ID 192857 | CERTIFICATE 22340 | ABA NUMBER 103102164 |
| 1223 N Main St |
Quarter Ended : |
2025-12-31 |
| Guymon, Oklahoma, 73942 |
Updated : |
2026-01-30 |
| www.mypfb.bank |
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| Institution Profile |
| Year Opened : |
1976 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
86 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 569,281 |
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Total Interest Income | 35,204 |
| Total Liabilities | 488,701 |
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Total NonInterest Income | 2,422 |
| Total Bank Equity Capital | 80,580 |
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Total Interest Expense | 11,120 |
| Total Deposits | 458,930 |
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Total NonInterest Expense | 16,541 |
| Net Loans & Leases | 363,760 |
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Net Income | 8,664 |
| Loan Loss Allowance | 5,821 |
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Net Charge Offs | 380 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 78,015 |
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Total loans | 369,623 |
| Total assets for the leverage ratio | 544,405 |
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Loans secured by real estate: | 170,769 |
| Tier 1 Leverage Ratio | 13.33 |
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Commercial and industrial loans | 62,256 |
| Tier 1 Capital Ratio | 16.74 |
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Loans to individuals - Credit Cards | 242 |
| Total Capital Ratio | 18 |
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Loans to individuals - Other | 12,008 |
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:· Panhandle First Bank
