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 Panhandle First Bank
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Panhandle First Bank
| RSSD ID 192857 | CERTIFICATE 22340 | ABA NUMBER 103102164 |
| 1223 N Main St |
Quarter Ended : |
2026-06-30 |
| Guymon, Oklahoma, 73942 |
Updated : |
2026-07-22 |
| www.mypfb.bank |
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| Institution Profile |
| Year Opened : |
1976 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
86 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 568,688 |
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Total Interest Income | 18,444 |
| Total Liabilities | 489,655 |
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Total NonInterest Income | 1,295 |
| Total Bank Equity Capital | 79,033 |
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Total Interest Expense | 5,336 |
| Total Deposits | 462,981 |
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Total NonInterest Expense | 8,086 |
| Net Loans & Leases | 350,140 |
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Net Income | 1,208 |
| Loan Loss Allowance | 5,547 |
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Net Charge Offs | 5,383 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 78,861 |
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Total loans | 357,280 |
| Total assets for the leverage ratio | 564,942 |
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Loans secured by real estate: | 170,972 |
| Tier 1 Leverage Ratio | 13.03 |
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Commercial and industrial loans | 59,988 |
| Tier 1 Capital Ratio | 17.49 |
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Loans to individuals - Credit Cards | 250 |
| Total Capital Ratio | 18.75 |
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Loans to individuals - Other | 11,105 |
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:· Panhandle First Bank
