|
 |
|
|
 The First Trust and Savings Bank of Watseka, Illinois
|
The First Trust and Savings Bank of Watseka, Illinois
| RSSD ID 193649 | CERTIFICATE 10831 | ABA NUMBER 71105756 |
| 120 E Walnut St |
Quarter Ended : |
2026-03-31 |
| Watseka, Illinois, 60970 |
Updated : |
2026-04-10 |
| www.ftsbank.com |
|
| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
33 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 333,386 |
|
Total Interest Income | 3,831 |
| Total Liabilities | 283,618 |
|
Total NonInterest Income | 265 |
| Total Bank Equity Capital | 49,768 |
|
Total Interest Expense | 990 |
| Total Deposits | 282,278 |
|
Total NonInterest Expense | 1,307 |
| Net Loans & Leases | 157,193 |
|
Net Income | 1,382 |
| Loan Loss Allowance | 1,746 |
|
Net Charge Offs | (2) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 161,366 |
| Total assets for the leverage ratio | 335,470 |
|
Loans secured by real estate: | 94,468 |
| Tier 1 Leverage Ratio | 16.2 |
|
Commercial and industrial loans | 22,228 |
| Off Balance Sheet Exposures (%) | 18.53 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,101 |
|
|
|
|
:· The First Trust and Savings Bank of Watseka, Illinois
