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 The First Trust and Savings Bank of Watseka, Illinois
The First Trust and Savings Bank of Watseka, Illinois
| RSSD ID 193649 | CERTIFICATE 10831 | ABA NUMBER 71105756 |
| 120 E Walnut St |
Quarter Ended : |
2025-12-31 |
| Watseka, Illinois, 60970 |
Updated : |
2026-01-24 |
| www.ftsbank.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 321,275 |
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Total Interest Income | 15,092 |
| Total Liabilities | 271,117 |
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Total NonInterest Income | 1,254 |
| Total Bank Equity Capital | 50,158 |
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Total Interest Expense | 4,026 |
| Total Deposits | 268,636 |
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Total NonInterest Expense | 5,269 |
| Net Loans & Leases | 167,755 |
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Net Income | 5,577 |
| Loan Loss Allowance | 1,880 |
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Net Charge Offs | (68) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 166,996 |
| Total assets for the leverage ratio | 330,084 |
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Loans secured by real estate: | 95,895 |
| Tier 1 Leverage Ratio | 16.26 |
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Commercial and industrial loans | 20,573 |
| Off Balance Sheet Exposures (%) | 16.73 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,211 |
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:· The First Trust and Savings Bank of Watseka, Illinois
