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 Heritage Bank of St Tammany
Heritage Bank of St Tammany
| RSSD ID 194570 | CERTIFICATE 29577 | ABA NUMBER 265470158 |
| 205 N Columbia St |
Quarter Ended : |
2025-12-31 |
| Covington, Louisiana, 70433 |
Updated : |
2026-01-21 |
| www.heritagebank.org |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 179,087 |
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Total Interest Income | 10,008 |
| Total Liabilities | 159,471 |
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Total NonInterest Income | 1,000 |
| Total Bank Equity Capital | 19,616 |
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Total Interest Expense | 4,948 |
| Total Deposits | 148,858 |
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Total NonInterest Expense | 5,240 |
| Net Loans & Leases | 144,522 |
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Net Income | 643 |
| Loan Loss Allowance | 1,297 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 145,809 |
| Total assets for the leverage ratio | 181,878 |
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Loans secured by real estate: | 142,402 |
| Tier 1 Leverage Ratio | 11.03 |
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Commercial and industrial loans | 3,150 |
| Off Balance Sheet Exposures (%) | 11.48 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 257 |
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:· Heritage Bank of St Tammany
