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BankSouth
BankSouth
| RSSD ID 194936 | CERTIFICATE 77 | ABA NUMBER 62105529 |
| 3251 Ross Clark Cir |
Quarter Ended : |
2025-12-31 |
| Dothan, Alabama, 36303 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 210,629 |
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Total Interest Income | 11,228 |
| Total Liabilities | 169,773 |
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Total NonInterest Income | 96 |
| Total Bank Equity Capital | 40,856 |
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Total Interest Expense | 3,416 |
| Total Deposits | 168,643 |
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Total NonInterest Expense | 4,633 |
| Net Loans & Leases | 169,841 |
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Net Income | 3,036 |
| Loan Loss Allowance | 2,815 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 173,484 |
| Total assets for the leverage ratio | 210,219 |
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Loans secured by real estate: | 150,600 |
| Tier 1 Leverage Ratio | 19.48 |
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Commercial and industrial loans | 20,719 |
| Off Balance Sheet Exposures (%) | 10.94 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,483 |
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