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 Rhinebeck Bank
Rhinebeck Bank
| RSSD ID 195111 | CERTIFICATE 16032 | ABA NUMBER 221971015 |
| 6414 Montgomery St |
Quarter Ended : |
2025-03-31 |
| Rhinebeck, New York, 12572 |
Updated : |
2025-04-29 |
| www.rhinebeckbank.com |
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| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
164 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,255,694 |
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Total Interest Income | 16,634 |
| Total Liabilities | 1,133,124 |
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Total NonInterest Income | 1,744 |
| Total Bank Equity Capital | 122,570 |
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Total Interest Expense | 5,562 |
| Total Deposits | 1,050,479 |
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Total NonInterest Expense | 9,217 |
| Net Loans & Leases | 976,502 |
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Net Income | 2,607 |
| Loan Loss Allowance | 8,406 |
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Net Charge Offs | 510 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 138,523 |
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Total loans | 992,023 |
| Total assets for the leverage ratio | 1,277,368 |
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Loans secured by real estate: | 604,913 |
| Tier 1 Leverage Ratio | 10.17 |
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Commercial and industrial loans | 118,243 |
| Tier 1 Capital Ratio | 12.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.91 |
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Loans to individuals - Other | 268,867 |
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:· Rhinebeck Bank
