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 Rhinebeck Bank
Rhinebeck Bank
| RSSD ID 195111 | CERTIFICATE 16032 | ABA NUMBER 221971015 |
| 6414 Montgomery St |
Quarter Ended : |
2025-06-30 |
| Rhinebeck, New York, 12572 |
Updated : |
2025-07-29 |
| www.rhinebeckbank.com |
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| Institution Profile |
| Year Opened : |
1860 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
170 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,274,046 |
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Total Interest Income | 33,381 |
| Total Liabilities | 1,148,069 |
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Total NonInterest Income | 3,343 |
| Total Bank Equity Capital | 125,977 |
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Total Interest Expense | 10,786 |
| Total Deposits | 1,092,031 |
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Total NonInterest Expense | 18,589 |
| Net Loans & Leases | 959,868 |
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Net Income | 5,696 |
| Loan Loss Allowance | 8,231 |
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Net Charge Offs | 601 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 142,130 |
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Total loans | 978,022 |
| Total assets for the leverage ratio | 1,256,660 |
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Loans secured by real estate: | 611,891 |
| Tier 1 Leverage Ratio | 10.64 |
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Commercial and industrial loans | 116,730 |
| Tier 1 Capital Ratio | 12.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.8 |
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Loans to individuals - Other | 249,401 |
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:· Rhinebeck Bank
