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First National Bank
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First National Bank
| RSSD ID 195456 | CERTIFICATE 4111 | ABA NUMBER 103104544 |
| 400 E 1st St |
Quarter Ended : |
2026-06-30 |
| Heavener, Oklahoma, 74937 |
Updated : |
2026-07-14 |
| www.okfnb.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 112,826 |
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Total Interest Income | 3,859 |
| Total Liabilities | 102,375 |
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Total NonInterest Income | 421 |
| Total Bank Equity Capital | 10,451 |
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Total Interest Expense | 660 |
| Total Deposits | 91,741 |
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Total NonInterest Expense | 2,387 |
| Net Loans & Leases | 81,337 |
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Net Income | 923 |
| Loan Loss Allowance | 877 |
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Net Charge Offs | (24) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 76,903 |
| Total assets for the leverage ratio | 106,632 |
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Loans secured by real estate: | 65,778 |
| Tier 1 Leverage Ratio | 9.89 |
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Commercial and industrial loans | 4,260 |
| Off Balance Sheet Exposures (%) | 7.05 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,989 |
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