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 First National Bank
First National Bank
| RSSD ID 195456 | CERTIFICATE 4111 | ABA NUMBER 103104544 |
| 400 E 1st St |
Quarter Ended : |
2025-12-31 |
| Heavener, Oklahoma, 74937 |
Updated : |
2026-01-12 |
| www.okfnb.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 101,530 |
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Total Interest Income | 7,282 |
| Total Liabilities | 91,927 |
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Total NonInterest Income | 855 |
| Total Bank Equity Capital | 9,603 |
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Total Interest Expense | 1,364 |
| Total Deposits | 87,833 |
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Total NonInterest Expense | 4,564 |
| Net Loans & Leases | 72,476 |
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Net Income | 1,607 |
| Loan Loss Allowance | 843 |
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Net Charge Offs | 56 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,457 |
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Total loans | 72,330 |
| Total assets for the leverage ratio | 104,450 |
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Loans secured by real estate: | 62,921 |
| Tier 1 Leverage Ratio | 9.21 |
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Commercial and industrial loans | 3,065 |
| Tier 1 Capital Ratio | 14.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.59 |
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Loans to individuals - Other | 2,665 |
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:· First National Bank
